Mustafa Bilgic
Mustafa Bilgic · Independent UK Calculator Operator · Reviewed

UK Salary Calculators 2025/26

Use our free UK salary calculators to work out your take-home pay, model pay rises, compare job offers, and plan your finances. Every tool uses the latest 2025/26 HMRC tax bands, National Insurance rates, student loan thresholds, and pension auto-enrolment rules. Whether you are a nurse, teacher, software engineer, contractor, or NHS consultant, you will find a profession-specific calculator that converts gross salary into accurate net monthly and annual pay. We also cover overtime, holiday pay, sick pay, maternity pay, paternity pay, redundancy, and salary sacrifice arrangements. All calculators are completely free and produce instant results in your browser.

Take-Home Pay (168)

Salary by Profession (67)

Pay Rise & Bonus (1)

Overtime & Shift Pay (9)

Holiday & Leave Pay (8)

Statutory Pay (12)

Other Salary Tools (30)

Frequently Asked Questions

How is my UK take-home pay calculated?

Take-home pay is your gross salary minus income tax, National Insurance, pension contributions, and any student loan repayments. For 2025/26, the standard personal allowance is £12,570, and basic rate tax of 20% applies above this up to £50,270.

What is the average UK salary in 2025/26?

The median full-time UK salary is around £37,400 per year according to the latest ONS data. Salaries vary significantly by region, profession, and experience level — London salaries typically run 25-35% above the national median.

How does salary sacrifice work?

Salary sacrifice is an arrangement where you give up part of your gross salary in exchange for a non-cash benefit such as pension contributions, a cycle-to-work bike, or an electric car. Because the sacrifice happens before tax and NI, you save on both.

Do I pay tax on a pay rise?

Yes — any pay rise is taxed at your marginal rate. If you cross a threshold (e.g., from basic to higher rate), the part of the rise above the threshold is taxed at the higher rate. Use our pay rise calculator to see your exact net increase.

How much holiday pay am I entitled to?

UK workers are entitled to a statutory minimum of 5.6 weeks paid holiday per year (28 days for someone working five days a week), inclusive of bank holidays. Holiday pay is calculated based on average earnings over the previous 52 weeks.