Understanding Nanny Salaries in 2026
Hiring a nanny in the UK is a significant financial commitment. As we move through 2026, the cost of childcare continues to rise, driven by inflation, living wage adjustments, and the high demand for qualified childcare professionals. Whether you are looking for a live-out nanny to cover the school run or a full-time live-in nanny to become part of the family, understanding the financial landscape is crucial.
This comprehensive guide covers everything from hourly rates and gross vs. net pay to the hidden costs of being an employer, such as National Insurance and pension contributions.
Live-Out Nanny Rates
A live-out nanny travels to your home daily. In 2026, the standard hourly rate for a live-out nanny in the UK typically falls between £12 and £18 per hour. This variance depends heavily on location, experience, and qualifications.
- Junior Nanny / Less Experienced: £12 - £14 per hour.
- Experienced Professional Nanny: £15 - £18+ per hour.
For a full-time position consisting of 50 hours per week, this translates to a gross weekly salary of approximately £600 to £900 per week. Annually, this is a gross salary range of roughly £31,200 to £46,800. Remember, these figures are "Gross" – meaning tax and National Insurance must be deducted from this amount.
Live-In Nanny Rates
Live-in nannies are often paid slightly differently. Because the employer provides room and board, the cash salary is lower than that of a live-out nanny. However, market customs often see live-in nannies quoting a "Net" weekly figure.
In 2026, a typical live-in nanny expects £400 to £700 per week net. The variation depends on the level of responsibility and the location. Even though accommodation is provided, you must ensure the salary complies with National Minimum Wage regulations, although an "accommodation offset" can sometimes be applied.