Calculate Your Estate Agent Take-Home Pay

Base Salary
OTE (Total)
Monthly Take-Home
Annual Take-Home
Gross OTE Income
Personal Allowance (2025/26)£12,570
Income Tax
National Insurance
Annual Take-Home Pay

Estate Agent Salary Guide UK 2026 — All Levels

RoleBase SalaryOTE (UK Avg)London OTE
Trainee / Junior Negotiator£18,000–£25,000£22,000–£35,000£30,000–£50,000
Senior Negotiator£22,000–£30,000£35,000–£60,000£50,000–£80,000
Branch Manager£28,000–£40,000£50,000–£80,000£70,000–£110,000
Area Manager£40,000–£55,000£60,000–£100,000£80,000–£130,000
Director / Proprietor£50,000–£80,000£80,000–£150,000+£120,000–£200,000+
Self-Employed AgentVariable£50,000–£150,000+£80,000–£250,000+
Proptech / Online Agent£25,000–£35,000£28,000–£40,000£35,000–£50,000
Lettings Negotiator£18,000–£27,000£25,000–£45,000£35,000–£60,000

How Estate Agent Salaries Work in the UK

Estate agent pay in the UK is fundamentally different from most salaried roles. The combination of a base salary and performance-related commission (often called OTE — On Target Earnings) means your actual income depends heavily on the volume and value of properties you sell or let.

Base Salary vs OTE

The base salary provides a guaranteed monthly income, typically ranging from £18,000 for a trainee to £55,000+ for an area manager. The OTE figure represents what you can realistically earn if you hit your targets, combining base and commission. Many driven agents exceed their OTE with exceptional performance.

Commission is typically calculated as a percentage of the estate agency's fee charged to the vendor. If an agency charges 1.5% on a £300,000 property sale (generating £4,500 in fees) and you receive 15% of that fee, your commission for that sale would be £675. Complete 40-50 such sales a year and the additional income is substantial.

Sales vs Lettings Agents

Sales agents typically have higher OTE potential because individual transactions generate larger fees. However, lettings agents benefit from recurring income through management fees and renewal commissions, providing a more consistent monthly income stream. Many agencies now operate both arms, and agents who handle both departments often command higher base salaries.

London vs Regional Markets

London and the South East consistently pay estate agents 30-50% more than the national average, reflecting both higher property values and higher cost of living. A senior negotiator earning £28,000 base in Leeds may earn £38,000-£42,000 doing an equivalent role in central London. Commission income is proportionally greater given the much higher average property values in London.

Premium London postcodes — Mayfair, Knightsbridge, Chelsea — have specialist agents earning extraordinary sums on luxury property transactions. A single sale of a £5 million property at a 1.5% agency fee generates £75,000 in fees; the negotiator taking 15% of that earns £11,250 on one deal.

Career Progression Path

The typical progression in estate agency runs from trainee negotiator through to senior negotiator, then into management as a branch manager, area manager, and eventually director or regional director. Each step brings a higher base salary and increased OTE ceiling. Many experienced agents choose to go self-employed or set up their own agency, where earnings are uncapped but income is less predictable.

NAEA PropertyMark and Professional Qualifications

While estate agency in the UK does not legally require a licence (though this may change), NAEA PropertyMark membership and qualifications add significant professional credibility. Employers increasingly prefer or require PropertyMark-qualified staff, and holding qualifications typically accelerates progression and increases earning potential. ARLA PropertyMark (Association of Residential Letting Agents) is the equivalent for lettings professionals.

Proptech and Online Agents

Online and hybrid estate agency models (similar to Purplebricks, though that company changed its model) typically employ agents on a fixed salary rather than a commission structure. Salaries of £25,000-£35,000 are common, with performance bonuses. This suits agents who prefer income certainty over the high-risk, high-reward traditional commission model, though top traditional agents can earn far more.

Self-Employed Estate Agents

Self-employed estate agents — either sole traders operating their own agency or those operating under a franchise model — can earn £50,000 to £150,000+ depending on their client base, local market, and the volume of transactions they complete. Overheads must be factored in: marketing, professional indemnity insurance, Rightmove/Zoopla portal fees, and any staff costs. Despite this, the earnings ceiling is significantly higher than as an employed agent.

2025/26 Tax Rates for Estate Agents

UK income tax 2025/26 applies as follows: the first £12,570 is your personal allowance (tax-free). Income from £12,571 to £50,270 is taxed at 20% (basic rate). Income from £50,271 to £125,140 is taxed at 40% (higher rate). National Insurance contributions are 8% on earnings between £12,570 and £50,270, and 2% above that. Use the calculator above to see your exact take-home pay based on your OTE.

Frequently Asked Questions — Estate Agent Salary UK

What is the average estate agent salary in the UK in 2026?
The average estate agent salary in the UK in 2026 is approximately £28,000-£35,000 base salary, but with commission (OTE) most experienced agents earn £40,000-£60,000. Senior branch managers and area managers can achieve OTE of £80,000-£100,000+. The average varies significantly by region, with London agents typically earning 30-50% above the national average.
Do estate agents earn commission on top of salary?
Yes. Most estate agents receive a base salary plus commission. Commission is typically 10-20% of the agency fee on any sale they negotiate. For example, if the agency charges a 1.5% fee on a £250,000 property (£3,750 fee) and you receive 15% of that, you earn £562.50 per sale. High performers who close 50-60 sales a year can double or triple their base salary through commission alone.
How much do estate agents earn in London vs the rest of the UK?
London estate agents typically earn 30-50% more than the national average. A senior negotiator earning £28,000 base outside London might earn £38,000-£42,000 in London, with OTE proportionally higher due to both the salary premium and much higher property values generating larger commissions. Prime London areas command even higher earnings for experienced agents.
What qualifications help increase estate agent salary?
The NAEA PropertyMark qualification adds significant credibility and can improve earning potential and career progression. ARLA PropertyMark is highly regarded for lettings professionals. While not legally required in the UK, these qualifications are increasingly expected by reputable agencies and can differentiate you when applying for higher-level roles. Some employers pay higher base salaries to qualified staff.
How much can a self-employed estate agent earn?
Self-employed estate agents with their own client base can earn £50,000-£150,000+ per year depending on transaction volume and fee levels. A self-employed agent completing 30 sales per year at an average fee of £3,500 per transaction earns £105,000 gross before overheads. After business costs (portal fees, insurance, marketing) net income is typically 60-75% of gross.
What is the take-home pay for an estate agent earning £40,000?
An estate agent earning £40,000 gross in 2025/26 would take home approximately £31,200 per year (£2,600/month) after income tax and National Insurance. The tax calculation: personal allowance £12,570 tax-free, then £27,430 × 20% = £5,486 income tax, plus NI of approximately £2,188. Total deductions approximately £7,674, leaving £32,326 net per year.
Do proptech/online estate agents earn less than traditional agents?
Proptech companies typically pay a fixed salary of £25,000-£35,000 without the significant commission potential of traditional agency. Traditional high-street agents offer lower base salaries but much higher OTE for driven salespeople. A top traditional agent can easily earn £70,000-£100,000+ OTE while a proptech agent may be capped at £35,000-£45,000. The right choice depends on whether you prefer income certainty or earnings potential.
MB
Mustafa Bilgic
UK Salary & Tax Specialist | Updated 20 February 2026