Travel & Motoring Calculators UK

Essential UK travel tools for fuel costs, car tax, MOT planning, currency conversion, electric vehicle comparisons, and journey budgeting.

Fuel Cost Calculator

Calculate petrol or diesel costs for your journey based on distance, fuel economy, and current UK prices.

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Car Tax Calculator

Calculate annual Vehicle Excise Duty (VED) based on your car's CO2 emissions and registration date.

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MOT Cost Calculator

Estimate MOT test costs and potential repair expenses for your vehicle.

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Electric Car Calculator

Compare running costs of electric vs petrol/diesel vehicles and calculate potential savings.

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Car Depreciation Calculator

Estimate how much your vehicle will depreciate over time based on age and mileage.

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Currency Converter

Convert pounds sterling to euros, dollars, and other currencies with live exchange rates.

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Time Zone Calculator

Convert times between UK and international destinations for travel planning.

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World Clock Calculator

View current times across multiple cities and time zones simultaneously.

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Mileage Calculator

Calculate business mileage claims using HMRC approved mileage rates.

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MPG Calculator

Calculate your vehicle's actual fuel economy in miles per gallon (MPG).

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Complete Guide to UK Motoring Costs

Understanding the true cost of motoring in the United Kingdom goes far beyond just the price of fuel at the pump. Vehicle Excise Duty (car tax), MOT tests, insurance, servicing, depreciation, and maintenance all contribute significantly to the total cost of vehicle ownership. Our comprehensive collection of travel and motoring calculators helps UK drivers budget accurately for every aspect of vehicle ownership and plan their journeys with confidence.

Whether you're calculating the cost of a road trip, working out if an electric vehicle makes financial sense for your lifestyle, or planning business mileage claims, our tools provide accurate calculations based on current UK rates, regulations, and real-world data. All calculators are updated regularly to reflect changes in fuel prices, VED rates, and HMRC guidelines.

UK Motoring Fact: The average UK household spends approximately £3,500-£4,500 per year on motoring costs. This includes fuel (£1,200-£1,800), insurance (£500-£800), VED (£150-£190), MOT and servicing (£400-£600), and depreciation (£1,500-£3,000). Electric vehicle owners typically save 40-60% on running costs compared to petrol/diesel equivalents.

Vehicle Excise Duty (Car Tax) Rates 2025/26

UK car tax rates are based on CO2 emissions for vehicles first registered after 1 April 2017. The first-year rate varies significantly based on emissions, while subsequent years have standardised rates. A significant change from April 2025 means electric vehicles now pay VED for the first time, ending the exemption they previously enjoyed.

CO2 Emissions (g/km) First Year Rate Standard Rate (Year 2+)
0 (Electric) £10 £190 (from April 2025)
1-50 (Hybrid) £10 £190
51-75 £30 £190
76-90 £135 £190
91-100 £175 £190
101-110 £195 £190
111-130 £220 £190
131-150 £270 £190
151-170 £680 £190
171-190 £1,095 £190
191-225 £1,650 £190
226-255 £2,340 £190
Over 255 £2,745 £190
Expensive Car Supplement: Vehicles with a list price (including options) over £40,000 when new pay an additional £410 per year for years 2-6 of ownership. This applies regardless of fuel type, meaning even zero-emission electric vehicles pay this supplement if their original price exceeded £40,000.

UK Fuel Prices and Cost Calculations

Understanding how to calculate fuel costs accurately is essential for budgeting journey expenses and comparing the true running costs of different vehicles. UK fuel prices fluctuate based on crude oil prices, exchange rates, and government duty, but you can always calculate costs using a simple formula.

Fuel Cost Formula: (Distance in miles ÷ MPG) × Price per litre × 4.546

For metric calculations: (Distance in km ÷ km per litre) × Price per litre

Fuel Type Typical Price (Jan 2025) Duty per Litre VAT
Unleaded Petrol £1.35 - £1.45 52.95p 20%
Super Unleaded (E5) £1.50 - £1.60 52.95p 20%
Diesel £1.40 - £1.50 52.95p 20%
Premium Diesel £1.55 - £1.65 52.95p 20%
LPG (Autogas) £0.70 - £0.85 28.88p 20%

HMRC Approved Mileage Allowance Payments (AMAPs)

If you use your personal vehicle for business travel, you can claim mileage expenses at HMRC-approved rates. These rates are designed to cover all running costs including fuel, wear and tear, insurance, and depreciation. Employers can pay up to these rates tax-free; if they pay less, employees can claim Mileage Allowance Relief.

Vehicle Type First 10,000 miles Over 10,000 miles
Cars and vans 45p per mile 25p per mile
Motorcycles 24p per mile 24p per mile
Bicycles 20p per mile 20p per mile
Passenger payments 5p per mile per passenger (business journeys)

Electric vs Petrol: Complete Cost Comparison

Electric vehicles offer significant running cost savings despite often higher purchase prices. Understanding the full picture helps you make an informed decision about whether switching to electric makes financial sense for your driving patterns.

Electric Vehicle Costs

  • Home charging: 7-34p per kWh (7p overnight tariff, 34p standard)
  • Cost per mile: 2-9p depending on tariff
  • Public rapid charging: 40-80p per kWh
  • Annual charging (10,000 miles): £200-£900
  • VED from 2025: £190/year (was £0)
  • Servicing: £100-£200/year (no oil changes, fewer brake pads)
  • Insurance: 10-30% higher than equivalent petrol

Petrol/Diesel Costs

  • Fuel cost: £1.35-£1.50 per litre
  • Cost per mile: 12-20p depending on efficiency
  • Annual fuel (10,000 miles): £1,200-£2,000
  • VED: £190/year (standard rate)
  • Servicing: £250-£500/year
  • Insurance: Generally lower premiums
  • Congestion/ULEZ: May apply in London zones
EV Savings Example: A driver covering 12,000 miles annually could save approximately £1,000-£1,500 per year on fuel and servicing by switching from a petrol car (40 MPG) to an electric vehicle charged primarily at home on an EV tariff. The break-even point on purchase price difference typically occurs at 3-5 years.

MOT Test Requirements and Costs

The MOT (Ministry of Transport) test is an annual safety inspection required for vehicles over three years old in the UK. The test checks the roadworthiness of your vehicle across numerous criteria. Understanding what's tested can help you prepare and potentially avoid costly failures.

Vehicle Type Maximum MOT Fee Typical Price First MOT Due
Cars (up to 8 passengers) £54.85 £30-£45 3 years old
Motorcycles £29.65 £25-£30 3 years old
Motor tricycles £37.80 £30-£38 3 years old
Goods vehicles (up to 3,000kg) £58.60 £50-£59 3 years old
Motorhomes £54.85 - £58.60 £45-£59 3 years old

Travel Money and Currency Exchange

Getting the best exchange rate can save significant money on overseas travel. Understanding the different options and their typical margins helps you plan your travel budget more accurately.

Exchange Method Typical Margin Pros Cons
Travel cards (Wise, Revolut) 0-0.5% Best rates, convenient Need to set up account
Online bureaux de change 1-2% Good rates, home delivery Planning required
High street bureaux 2-4% Immediate availability Poor rates
Bank currency order 3-5% Trusted provider Poor rates
Airport bureaux 5-10% Last-minute convenience Worst rates
Using UK debit card abroad 2.5-3% No planning needed Fees add up

Driving in Europe After Brexit

Since Brexit, there are additional considerations when driving your UK-registered vehicle in European Union countries. While most requirements have been simplified, it's important to understand what you need before travelling.

Required Documents

  • Driving licence: Full UK licence valid
  • V5C: Vehicle registration document
  • Insurance certificate: With European cover
  • IDP: May be needed in some countries
  • Passport: Valid for travel

Vehicle Requirements

  • UK sticker: Or plates with UK identifier
  • Headlight adjustment: For right-hand drive
  • Warning triangle: Compulsory in most EU countries
  • High-vis jacket: Required in many countries
  • Breathalyser: Required in France

Frequently Asked Questions

How much does car tax (VED) cost in the UK in 2025?

UK car tax (Vehicle Excise Duty) for 2025/26 depends on CO2 emissions and registration date. Cars registered after April 2017 pay based on CO2 in the first year (£10 to over £2,700), then a standard rate of £190 for all fuel types including electric (new from April 2025). Cars with a list price over £40,000 pay an additional £410 for years 2-6 of ownership.

How do I calculate fuel cost for a journey in the UK?

To calculate fuel cost: (Journey miles ÷ Miles per gallon) × Price per litre × 4.546. For example, a 200-mile journey at 40 MPG with fuel at £1.40 per litre costs: (200÷40) × £1.40 × 4.546 = £31.82. Our fuel calculator does this automatically and uses current UK petrol and diesel prices for accurate estimates.

How much does an MOT test cost in the UK?

The maximum MOT fee is set by DVSA at £54.85 for cars and £29.65 for motorcycles. However, many garages charge less to attract customers - typical prices range from £30-£45 for cars. The MOT tests vehicle roadworthiness including brakes, lights, tyres, emissions, steering, suspension, and bodywork. Cars need their first MOT at 3 years old, then annually thereafter.

Are electric cars cheaper to run than petrol in the UK?

Yes, typically 3-4 times cheaper per mile. Home charging on a standard tariff costs approximately 7-9 pence per mile, versus 12-18 pence for petrol. Using an EV-specific overnight tariff can reduce this to 2-4 pence per mile. Annual savings of £1,000-£1,500 are common for average mileage (12,000 miles). EVs also have lower servicing costs and are exempt from the London Congestion Charge. However, public rapid charging is significantly more expensive at 40-80p per kWh.

What's the current exchange rate for pounds to euros?

Exchange rates fluctuate constantly based on economic conditions and market sentiment. GBP/EUR typically ranges between 1.15-1.20, meaning £1 buys approximately €1.15-€1.20. Banks and bureaux de change add margins of 2-5% to the mid-market rate. For the best rates, use fee-free travel cards like Wise or Revolut, compare online services, and avoid airport exchanges which typically offer the worst rates.

What are the HMRC mileage rates for business travel?

HMRC Approved Mileage Allowance Payments (AMAPs) for using your own vehicle for business travel are: Cars and vans - 45p per mile for the first 10,000 business miles, then 25p per mile thereafter. Motorcycles - 24p per mile (all miles). Bicycles - 20p per mile. You can also claim 5p per mile per passenger carried on business journeys. These rates cover all vehicle running costs.

Do I need a green card to drive in Europe after Brexit?

No, a green card is no longer required for most EU and EEA countries since 2 August 2021. However, you must carry your motor insurance certificate proving you have valid European cover, plus your V5C vehicle registration document. Your number plates should display 'UK' or you need a separate UK sticker. An International Driving Permit (IDP) may be required in some countries - check specific requirements before travel.

How much does it cost to charge an electric car at home vs public chargers?

Home charging on a standard tariff costs around 28-34p per kWh (approximately £11-14 for a full 40kWh charge, giving 150-160 miles). EV-specific overnight tariffs can reduce this to 7-10p per kWh (£3-4 per charge). Public rapid chargers cost significantly more at 40-80p per kWh (£16-32 for the same charge). Some destinations, workplaces, and supermarkets offer free charging. A typical EV achieves approximately 4 miles per kWh.