Mustafa Bilgic
Mustafa Bilgic · Independent UK Calculator Operator · Reviewed

UK Tax Calculators 2025/26

Comprehensive collection of free UK tax calculators for the 2025/26 tax year, all updated with the latest HMRC rates and thresholds. Whether you need to estimate your income tax bill, work out PAYE deductions, calculate VAT on a business invoice, plan for capital gains tax on a property sale, or estimate inheritance tax on an estate, you will find a tool here built specifically for UK taxpayers. Each calculator uses the official HM Revenue & Customs rates for 2025/26 and is reviewed regularly to reflect Spring Statement and Autumn Budget changes. All tools are completely free, require no sign-up, and work instantly in your browser.

Income Tax & PAYE (49)

National Insurance (10)

VAT (38)

Capital Gains Tax (31)

Inheritance Tax (26)

Council Tax (11)

Stamp Duty (SDLT) (1)

Corporation & Business Tax (9)

Self-Assessment (11)

Other Tax Calculators (240)

Frequently Asked Questions

What is the UK income tax personal allowance for 2025/26?

For the 2025/26 tax year, the standard personal allowance is £12,570. Earnings above this are taxed at 20% (basic rate), 40% (higher rate above £50,270), and 45% (additional rate above £125,140). The personal allowance tapers by £1 for every £2 earned over £100,000.

How much can I earn before paying National Insurance?

For 2025/26, employees pay Class 1 National Insurance at 8% on earnings between £12,570 and £50,270 per year, and 2% on earnings above that. The self-employed pay Class 4 NI at 6% within the same band and 2% above.

What is the current UK VAT rate?

The standard rate of VAT is 20%, with a reduced rate of 5% for items like home energy and a zero rate for most food and children's clothing. The VAT registration threshold for 2025/26 is £90,000 of taxable turnover.

When do I need to pay capital gains tax?

You pay CGT when you dispose of an asset that has gained value, above your annual exempt amount of £3,000 (2025/26). Rates are 18% or 24% on residential property and 10% or 20% on other gains, depending on your income tax band.

How does the inheritance tax nil-rate band work?

The standard nil-rate band is £325,000, with an additional residence nil-rate band of up to £175,000 when passing the family home to direct descendants. Estates above the combined threshold are taxed at 40%.