P60 Tax Refund Calculator

Check your P60 figures against what you should have paid. Discover if HMRC owes you a refund.

P60 Tax Refund Calculator

ℹ️ What you need: Your P60 form (or P45 if you left employment) showing your total pay and tax for the year.

How to Use This Calculator

1
Find your P60

Your employer sends your P60 by 31 May after the tax year ends (5 April).

2
Enter total pay and tax

Copy the 'Total for year' figures from your P60 — gross pay and tax deducted.

3
Check part-year employment

If you only worked part of the year, adjust the weeks worked field.

4
See your refund estimate

The calculator shows whether you overpaid or underpaid based on standard allowances.

Frequently Asked Questions

What is a P60?

A P60 is an end-of-year certificate your employer must give you by 31 May. It shows your total income and the tax deducted through PAYE during the tax year (6 April to 5 April).

Can I claim a refund using my P60?

Yes — if your P60 shows you've overpaid tax, you can claim a refund from HMRC. You can do this online via your Personal Tax Account at gov.uk, or by phone. HMRC also automatically issues refunds for many straightforward cases.

Why might I have overpaid tax?

Common reasons: emergency tax code used when starting a job, working part-year, having multiple jobs, not claiming all allowances (e.g., uniform allowance, professional subscriptions), or employer using wrong tax code.

How far back can I claim a tax refund?

You can claim overpaid income tax for up to 4 tax years prior to the current year. In 2025/26, you can claim back to 2021/22.

Is this calculator 100% accurate?

This is an estimate based on standard personal allowance and basic/higher rate tax only. It doesn't account for: Scottish income tax, blind person's allowance, marriage allowance transfers, or pension contributions. Always use HMRC's official figures.

Do I need to do Self Assessment?

Not if you're a standard employee. But if you have rental income, self-employment, or income over £100,000, you must file Self Assessment to reconcile your tax.

What if HMRC has my wrong tax code?

Contact HMRC to correct your tax code. A wrong code (e.g., emergency code 1257L W1/M1 or BR) causes overpayment. HMRC's helpline is 0300 200 3300.

When will HMRC send my refund?

HMRC processes most PAYE refunds within 5 working days of you claiming online. Cheques take longer. Automatic reconciliation refunds are typically issued after August for the previous tax year.