Sarah Chen, CFA, MSc Finance

About Sarah

Sarah Chen is a CFA charterholder with an MSc in Finance from the London School of Economics and more than a decade of experience as a buy-side analyst and personal finance writer. She began her career on the UK equity team at a large asset manager before moving to an independent research house covering retail pension providers, SIPP platforms and ISA products.

Sarah now focuses on translating institutional-grade analysis into practical guidance for UK savers. Her work has covered Workplace Pension auto-enrolment, the tapered annual allowance, Lifetime ISA rules, drawdown vs annuity comparisons, and the impact of inflation on long-term real returns. She is a member of the CFA Society of the UK Private Client Working Group.

For UK Calculator, Sarah reviews every pension, investment, ISA, savings, annuity, drawdown and compound-interest tool to ensure rates, allowances and growth assumptions reflect current FCA guidance and HMRC pension rules.

What I Write About

My review focus at UK Calculator covers the following areas:

• Workplace and personal pensions
• SIPP and drawdown planning
• ISA and Lifetime ISA
• Compound interest and savings
• Annuities and retirement income
• Inflation-adjusted returns
• Loan and mortgage affordability

Credentials & Qualifications

• Chartered Financial Analyst (CFA), CFA Institute
• MSc Finance, London School of Economics
• Member, CFA Society of the UK
• Former buy-side analyst, FTSE 100 asset manager

Editorial Contact

For corrections, technical queries or feedback on any calculator Sarah has reviewed, please email [email protected]. UK Calculator operates under a strict editorial policy — every calculator is verified against current HMRC, DWP and FCA guidance before publication.