Last updated: February 2026

Break Even Calculator UK

Calculate how many units you need to sell to cover your costs and start making profit. Essential for UK business planning, pricing decisions, and financial forecasting.

📈 Break Even Point Calculator

Monthly or annual fixed costs (rent, salaries, insurance, etc.)

Break Even Formula

Break Even Units = Fixed Costs ÷ (Selling Price - Variable Cost per Unit)

The difference between selling price and variable cost is called the contribution margin - the amount each sale contributes toward covering fixed costs.

🎯 Target Profit Calculator

Calculate how many units you need to sell to achieve a specific profit target.

🔎 What-If Scenario Analysis

Compare different pricing and cost scenarios to see how they affect your break-even point.

Current Scenario

New Scenario

💲 Contribution Margin Calculator

Calculate contribution margin and markup percentages for your products.

Understanding Fixed vs Variable Costs

Accurate break-even analysis depends on correctly categorising your costs. Here's a guide for UK businesses:

📌 Fixed Costs (Stay Constant)

  • Rent and business rates
  • Staff salaries (permanent employees)
  • Insurance premiums
  • Equipment lease payments
  • Software subscriptions
  • Loan/finance repayments
  • Utilities standing charges
  • Professional memberships

📈 Variable Costs (Change with Volume)

  • Raw materials and supplies
  • Packaging and shipping
  • Sales commissions
  • Credit card processing fees
  • Direct labour (hourly/piece work)
  • Utility usage (above standing charge)
  • Advertising per sale
  • Returns and refunds

Break-Even Examples for UK Businesses

Real-world examples showing how different UK businesses calculate their break-even points:

Business Type Fixed Costs Price (ex VAT) Variable Cost Break Even
Coffee Shop (London) £5,500/month £3.50 £0.90 2,116 cups
Online Course Creator £1,200/month £97 £7 14 sales
E-commerce (Clothing) £3,000/month £35 £12 131 items
SaaS Business £18,000/month £59/month £4 328 subscribers
Restaurant £12,000/month £22 avg £7 800 meals
Freelance Consultant £1,500/month £500/day £50 3.3 days

🇬🇧 UK Small Business Statistics (2024)

Average time to break even: 18-24 months
SMEs that fail in first 5 years: 60%
Main cause of failure: Cash flow problems (82%)
Businesses that track break-even: Only 42%

VAT Considerations for UK Businesses

Important: If you're VAT registered, always exclude VAT from your break-even calculations. A £120 sale (including 20% VAT) only provides £100 of actual revenue for break-even purposes. Similarly, use net costs (excluding reclaimable VAT) for variable cost calculations.

How to Lower Your Break-Even Point

A lower break-even point means less risk and faster path to profitability. Here are proven strategies for UK businesses:

1. Reduce Fixed Costs

  • Negotiate rent reviews or move to smaller premises
  • Switch to hybrid/remote working to reduce office costs
  • Review and cancel unnecessary software subscriptions
  • Consider outsourcing instead of hiring full-time staff
  • Shop around for better insurance quotes annually

2. Increase Selling Price

  • Add value through better service or quality
  • Build brand reputation to justify premium pricing
  • Bundle products/services for higher average order value
  • Target higher-value customer segments
  • Implement tiered pricing with premium options

3. Reduce Variable Costs

  • Negotiate better supplier terms or bulk discounts
  • Improve production efficiency and reduce waste
  • Automate repetitive tasks with software
  • Review shipping partners for better rates
  • Implement quality control to reduce returns

Break-Even Strategies for UK Small Businesses

Understanding your break-even point is just the starting point. Here are practical strategies that UK small businesses and sole traders can use to lower their break-even threshold and reach profitability faster.

Reducing Fixed Costs in the UK

For many UK businesses, commercial rent and business rates represent the largest fixed costs. Business rates relief schemes can provide significant savings: small businesses with a rateable value below £12,000 qualify for 100% Small Business Rate Relief, while those between £12,001 and £15,000 receive tapered relief. Co-working spaces and serviced offices offer flexible alternatives to traditional leases, often reducing premises costs by 30 to 50 percent. Additionally, moving to a virtual office address for a registered business address while working remotely can save thousands annually in rent.

Improving Contribution Margin

Each unit sold must contribute enough to cover fixed costs and generate profit. UK businesses can improve their contribution margin by negotiating better supplier terms, buying materials in bulk through purchasing cooperatives, or switching to UK-based suppliers to reduce import duties and shipping costs post-Brexit. Raising prices by even 5 to 10 percent, when supported by genuine value-added services, can dramatically reduce the number of units needed to break even without significantly affecting demand.

Tax Considerations at Break-Even

UK businesses should factor Corporation Tax (currently 25% for profits over £250,000, or 19% for profits under £50,000, with marginal relief between these thresholds) into their profit targets. Sole traders pay Income Tax at their marginal rate. VAT-registered businesses must also consider that the VAT threshold stands at £90,000 for 2025/26. Approaching this threshold requires careful planning, as registering for VAT effectively increases prices by 20% for non-VAT-registered customers unless you absorb the cost. Use your break-even analysis to model scenarios both with and without VAT registration to determine the optimal timing.

Frequently Asked Questions

What is break-even point and how is it calculated?

The break-even point is the sales volume where total revenue equals total costs, resulting in neither profit nor loss. It's calculated by dividing fixed costs by the contribution margin (selling price minus variable cost per unit). For example, with £10,000 fixed costs, a £50 selling price, and £30 variable cost, break-even = £10,000 ÷ £20 = 500 units. Beyond this point, each additional sale generates profit.

What is contribution margin and why is it important?

Contribution margin is the selling price minus variable costs per unit. It represents the amount each sale contributes toward covering fixed costs and generating profit. A higher contribution margin means fewer sales are needed to break even. It's crucial for pricing decisions, product mix analysis, and understanding business profitability. The contribution margin ratio (margin ÷ price × 100) is useful for comparing products.

Should UK businesses include VAT in break-even calculations?

No, VAT-registered businesses should exclude VAT from break-even calculations. VAT is collected on behalf of HMRC and isn't your revenue. A £120 sale including 20% VAT provides only £100 of actual revenue. Similarly, use net costs (excluding reclaimable VAT) for variable cost calculations. Our calculator has a VAT exclusion option to help with this.

How can I lower my break-even point?

Lower your break-even point by: 1) Reducing fixed costs through negotiation, remote working, or outsourcing; 2) Increasing selling price by adding value or targeting premium customers; 3) Reducing variable costs through better supplier terms, improved efficiency, or automation. Each strategy has trade-offs - for example, raising prices may reduce demand. Use our What-If Analysis tool to compare different scenarios.

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Reviewed by: UK Calculator, Founder & Developer

Founder & Developer - UKCalculator.com

The UK Calculator team is the founder and developer of UKCalculator.com, providing free, accurate calculators for UK residents.

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Understanding Your Results

Our Break Even Calculator provides:

  • Instant calculations - Results appear immediately
  • Accurate formulas - Based on official UK standards
  • Clear explanations - Understand how results are derived
  • 2025/26 updated - Using current rates and regulations
Common Questions

Is this calculator free?

Yes, all our calculators are 100% free to use with no registration required.

Are the results accurate?

Our calculators use verified formulas and are regularly updated for accuracy.

Can I use this on mobile?

Yes, all calculators are fully responsive and work on any device.

People Also Ask

Yes, our calculators use verified formulas and are regularly updated with current UK rates and regulations. Results are provided for guidance - always consult professionals for major financial decisions.

Absolutely! All our calculators are fully responsive and work perfectly on smartphones, tablets, and desktops. No app download needed.

We update all calculators with new rates as soon as they're announced - typically at the start of each tax year (April) or when significant changes occur.

Expert Reviewed — This calculator is reviewed by our team of financial experts and updated regularly with the latest UK tax rates and regulations. Last verified: February 2026.

Last updated: February 2026 | Verified with latest UK rates

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