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Business Rates Calculator UK 2025/26

Last updated: June 2026

This free Business Rates Calculator UK 2025/26 works out your annual business rates bill from your rateable value, using the official 2025/26 England multipliers (55.5p standard and 49.9p small business) and applying every relief you qualify for, including Small Business Rate Relief, the 40% Retail, Hospitality and Leisure relief, and Charitable Relief. Verified against the latest GOV.UK and Valuation Office Agency (VOA) figures.

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Business Rates Calculator

Estimate your annual rates bill

Find Your Rateable Value Search for your property's rateable value on the VOA website. Enter your postcode and property address to find your current RV.

2025/26 Multipliers

Type Rate
Standard (England) 55.5p
Small Business (England) 49.9p
All properties (Wales) 56.8p

Source: GOV.UK 2025/26 multipliers

SBRR Thresholds

100% Relief RV ≤ £12,000
Tapered Relief £12,001-£15,000
Small Multiplier RV ≤ £51,000
Standard Multiplier RV > £51,000

Key Dates

Last Revaluation Apr 2023
Valuation Date 1 Apr 2021
Next Revaluation Apr 2026
RHL Relief 2025/26 40% (cap £110k)

Business Rates Calculator UK 2025/26: How It Works

Business rates (Non-Domestic Rates) are a property tax paid by occupiers of non-residential properties in England and Wales. The amount you pay is based on your property's rateable value, set by the Valuation Office Agency (VOA), multiplied by a rate (the "multiplier") set annually by the government. Our Business Rates Calculator UK 2025/26 does this maths for you, then deducts any reliefs you are entitled to so you can see your real annual, monthly and weekly bill.

How Business Rates are Calculated

Your annual business rates bill is calculated using this simple formula:

Business Rates = Rateable Value × Multiplier For example: £20,000 RV × 0.499 = £9,980 per year

From this gross figure, you may be able to deduct various reliefs and exemptions. The official 2025/26 multipliers (confirmed at the Autumn Budget 2024 and published on GOV.UK) are:

Multiplier Type England Wales Applies To
Standard Multiplier 55.5p 56.8p Properties with RV £51,000 or more
Small Business Multiplier 49.9p 56.8p* Properties with RV below £51,000

*Wales applies a single non-domestic rating multiplier of 56.8p to all properties for 2025/26, regardless of size. Separate retail, standard and higher multipliers are scheduled to begin in Wales from 1 April 2026.

What is Rateable Value?

Rateable value (RV) is an estimate of the annual rent your property could achieve on the open market at a specific date. For the current rating list (2023-2026), this date is 1 April 2021. The VOA considers:

  • Size and layout - Floor area and internal configuration
  • Location - Prime high street vs. secondary location
  • Physical characteristics - Age, condition, and facilities
  • Use class - Retail, office, industrial, warehouse, etc.
  • Comparable rents - Actual rents paid for similar properties

Available Business Rates Reliefs

The UK government offers several relief schemes to reduce business rates bills. Eligibility depends on your property type, rateable value, and business circumstances. If you also run a limited company, it is worth checking your Corporation Tax and VAT liabilities alongside your rates.

Small Business Rate Relief Up to 100%

For small businesses with property RV of £15,000 or less. Must be your only or main business property.

  • 100% relief: RV ≤ £12,000
  • Tapered relief: RV £12,001-£15,000
  • Small multiplier only: RV £15,001-£51,000

Retail, Hospitality & Leisure 40%

For 2025/26, eligible properties in England receive 40% relief (up to £110,000 per business), reduced from 75% in 2024/25.

  • Shops and retail outlets
  • Restaurants, cafes, pubs
  • Hotels and B&Bs
  • Cinemas, leisure venues

Charitable Relief 80-100%

Registered charities and Community Amateur Sports Clubs (CASCs) receive mandatory relief.

  • 80% mandatory relief
  • Up to 20% discretionary (local authority)
  • Property must be used for charitable purposes

Rural Rate Relief 50-100%

For businesses in designated rural settlements with population under 3,000.

  • Only village shop/post office/pub
  • Food shops: RV ≤ £8,500
  • General stores/pubs: RV ≤ £12,500

Empty Property Relief Temporary

Empty commercial properties are exempt from rates for a limited period.

  • 3 months for most properties
  • 6 months for industrial/warehouse
  • Listed buildings: 100% exempt
  • RV below £2,900: 100% exempt

Transitional Relief Automatic

Limits increases (and decreases) following revaluations. Applied automatically to bills.

  • Caps annual bill increases
  • Protects against sudden rises
  • Runs for duration of rating list

Small Business Rate Relief (SBRR) Explained

Small Business Rate Relief is the most common relief claimed by UK businesses. To qualify, your property must have a rateable value of £15,000 or less, and it must be your sole or main business premises. You can model your specific figure in detail with our dedicated Small Business Rates Relief Calculator.

SBRR Relief Percentages

Rateable Value Relief % Effective Rate Example (RV £10,000)
£0 - £12,000 100% £0 £0 per year
£12,001 100% £0 -
£13,000 67% ~£2,145 -
£14,000 33% ~£4,330 -
£15,000 0% ~£7,485 -
Important SBRR Conditions You can only claim SBRR if this is your only business property OR if all your additional properties have a combined RV below £2,900. Having additional properties above this threshold disqualifies you from SBRR entirely.

How to Apply for SBRR

  1. Contact your local council's business rates team
  2. Complete the Small Business Rate Relief application form
  3. Confirm you meet the eligibility criteria
  4. Relief is applied from the date of occupation or application

Business Rates Revaluation 2023

The most recent revaluation took effect on 1 April 2023. This updated all rateable values based on rental values as of 1 April 2021. The UK is moving to more frequent revaluations to better reflect market changes.

Revaluation Timeline

April 2017 Revaluation

Based on 2015 rental values. Created current rating list for 2017-2023.

April 2023 Revaluation

Based on April 2021 rental values. Current rating list for 2023-2026.

April 2026 Revaluation (Scheduled)

Will be based on April 2024 rental values. Part of new 3-year cycle.

Challenging Your Rateable Value

If you believe your rateable value is incorrect, you can challenge it through the Check, Challenge, Appeal process:

Step 1: Check

Verify your property details on the VOA website. Check the property description, floor areas, and any features that might affect the value. Notify the VOA of any errors.

Step 2: Challenge

If you still disagree after checking, submit a formal challenge. You must provide evidence why the RV is wrong, such as comparable rental evidence or property changes.

Step 3: Appeal

If your challenge is rejected and you still disagree, you can appeal to the independent Valuation Tribunal. There's a fee and strict time limits apply.

Paying Your Business Rates

Business rates are collected by your local council (billing authority). Most councils offer flexible payment options:

Payment Method Frequency Notes
Direct Debit 10 or 12 instalments Most convenient, automatic collection
Standing Order Monthly You control payment dates
Online Payment As required Credit/debit card, bank transfer
Telephone As required Card payment over phone
PayPoint/Post Office As required Cash or card at local outlets
Late Payment Consequences If you don't pay on time, your council will send reminders and may take enforcement action including court summons, liability orders, and potentially bailiffs. Contact your council immediately if you're struggling to pay.

Frequently Asked Questions

For 2025/26, the standard multiplier in England is 55.5p and the small business multiplier is 49.9p. Properties with a rateable value of £51,000 or more use the standard multiplier; those below £51,000 use the small business multiplier. In Wales, a single non-domestic rating multiplier of 56.8p applies to all properties for 2025/26. The multiplier is applied to your property's rateable value to calculate your business rates bill.
Small Business Rate Relief provides 100% relief for properties with a rateable value of £12,000 or less, meaning you pay no business rates at all. For rateable values between £12,001 and £15,000, tapered relief applies on a sliding scale. To qualify, you must only use one property as your main business premises, or have additional properties with a combined RV below £2,900.
Rateable value is set by the Valuation Office Agency (VOA) based on the open market rental value of your property as of a specific date - for the current 2023 rating list, this is 1 April 2021. The VOA considers factors including property size, location, age, condition, parking facilities, and use type. You can check your rateable value on the GOV.UK website.
Yes, you can challenge your rateable value through the Check, Challenge, Appeal process. First, check your property details on the VOA website for errors in the description or measurements. If still incorrect, submit a formal challenge with evidence such as comparable rental data. If your challenge is rejected, you can appeal to the independent Valuation Tribunal, though fees apply.
For 2025/26, eligible retail, hospitality and leisure properties in England receive 40% relief on their business rates, capped at £110,000 per business. This is reduced from the 75% relief available in 2024/25. It includes shops, restaurants, cafes, pubs, hotels, B&Bs, cinemas, and leisure venues, and is applied by your local council in most cases. The scheme runs for the whole 2025/26 year, with permanently lower RHL multipliers planned from 2026/27.
Registered charities and Community Amateur Sports Clubs (CASCs) receive mandatory 80% relief on business rates for properties used wholly or mainly for charitable purposes. Local authorities can also grant discretionary relief of up to an additional 20%, potentially giving 100% relief. Charity shops selling donated goods for charity purposes also qualify.
Empty commercial properties are exempt from business rates for 3 months from the date they become empty (6 months for industrial properties such as warehouses). After this exempt period, you pay full business rates. Some properties remain exempt: listed buildings, properties with RV below £2,900, properties where the owner is in administration or liquidation, and properties prevented from being occupied by law.
The most recent revaluation took effect on 1 April 2023, based on rental values as of 1 April 2021. The next revaluation is scheduled for 1 April 2026. The government has moved to a 3-year revaluation cycle (from the previous 5-year cycle) to ensure rateable values better reflect current market conditions.
Enter your property's rateable value from the VOA, choose England or Wales, select the property type, and tick any reliefs you qualify for. The Business Rates Calculator UK 2025/26 instantly multiplies your rateable value by the correct multiplier (55.5p or 49.9p in England), applies Small Business Rate Relief or Retail, Hospitality and Leisure relief, and shows your annual, monthly and weekly bill.
Business rates are calculated by multiplying your property's rateable value by the relevant multiplier, then subtracting any reliefs. For example, a property in England with a £20,000 rateable value uses the small business multiplier: £20,000 × 0.499 = £9,980 per year before any relief. Properties with a rateable value of £51,000 or more use the 55.5p standard multiplier instead.
No. This Business Rates Calculator UK 2025/26 covers England (standard 55.5p, small business 49.9p) and Wales (a single 56.8p multiplier for all properties). Scotland and Northern Ireland set their own non-domestic rates poundage and reliefs separately, so the figures there will differ from England and Wales.
Usually not. If you use a small part of your home for business, you normally pay only Council Tax. You may become liable for business rates if you sell goods or services to people who visit your property, employ staff there, or have adapted part of the property exclusively for business use. The VOA decides whether a separate rateable value applies to the business part.

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UC

Reviewed by: UK Calculator, Founder & Developer

Founder & Developer - UKCalculator.com

The UK Calculator team is the founder and developer of UKCalculator.com, providing free, accurate calculators for UK residents.

Last updated: June 2026 | Rates data verified against GOV.UK 2025/26 multipliers

Expert Reviewed — This calculator is reviewed by Mustafa Bilgic and updated regularly with the latest UK business rates multipliers and reliefs from GOV.UK and the Valuation Office Agency. Last verified: June 2026.

Pro Tips for Accurate Results
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Understanding Your Results

Our Business Rates Calculator provides:

  • Instant calculations - Results appear immediately
  • Accurate formulas - Based on official UK standards
  • Clear explanations - Understand how results are derived
  • 2025/26 updated - Using current rates and regulations
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Official Sources

How to Use This Business Rates Calculator

Follow these five simple steps to estimate your annual business rates bill:

  1. Enter your property's rateable value — You can find your rateable value on the GOV.UK website by searching your postcode and property address.
  2. Select the current multiplier — In England the standard multiplier is 55.5p (for properties with a rateable value of £51,000 or more) and the small business multiplier is 49.9p (for properties with a rateable value below £51,000). The calculator picks the correct one automatically based on the rateable value you enter.
  3. Check if you qualify for Small Business Rate Relief — If your rateable value is £15,000 or less and this is your only or main business property, tick the SBRR box to apply the relief automatically.
  4. View your annual business rates bill — The calculator will display your gross rates, any relief deductions, and your net annual liability.
  5. See your monthly payment amount — Your annual bill is divided by 12 to show the approximate monthly cost, helping you plan your cash flow.

Worked Examples: Business Rates 2025/26

These examples show how business rates are calculated for different property types and rateable values:

Example 1: Small Shop

Rateable value: £10,000

With a rateable value under £12,000, this property qualifies for 100% Small Business Rate Relief.

Business rates = £0 per year

Example 2: Office

Rateable value: £20,000

This property uses the small business multiplier (49.9p) as the RV is below £51,000. No SBRR applies since RV exceeds £15,000.

Calculation: £20,000 × 0.499 = £9,980 per year

Annual rates = £9,980 (£832/month)

Example 3: Large Retail Unit

Rateable value: £60,000

With a rateable value of £51,000 or more, the standard multiplier (55.5p) applies.

Calculation: £60,000 × 0.555 = £33,300 per year

Annual rates = £33,300 (£2,775/month)

Example 4: Tapered Small Business Rate Relief

Rateable value: £14,000 (between £12,000 and £15,000)

For rateable values between £12,001 and £15,000, Small Business Rate Relief is tapered. The relief percentage decreases from 100% to 0% on a sliding scale.

Relief calculation: (15,000 − 14,000) ÷ (15,000 − 12,000) × 100 = 33.3% relief

Gross rates: £14,000 × 0.499 = £6,986

Relief amount: £6,986 × 33.3% = £2,326

Net annual rates = £4,660 (£388/month) — saving £2,326 with tapered SBRR

Example 5: Café with Retail, Hospitality & Leisure Relief

Rateable value: £30,000 (a café, eligible for RHL relief)

The rateable value is below £51,000, so the small business multiplier (49.9p) applies. Eligible retail, hospitality and leisure properties then receive 40% relief for 2025/26.

Gross rates: £30,000 × 0.499 = £14,970

RHL relief (40%): £14,970 × 40% = £5,988

Net annual rates = £8,982 (£748.50/month) after 40% RHL relief

Verify your figure against your bill The worked examples above use the official GOV.UK 2025/26 multipliers (England standard 55.5p, small business 49.9p) and the 40% Retail, Hospitality and Leisure relief. Your council also applies transitional arrangements, supporting small business relief and local discretionary reliefs that this Business Rates Calculator UK 2025/26 estimate cannot fully reproduce, so always confirm the exact charge on your council bill or via GOV.UK.

Sources & Methodology

This calculator uses official data published by the UK Government and the Valuation Office Agency (VOA). All rates and thresholds are verified against the following sources:

Official References

2025/26 Multipliers Used

Multiplier Rate
Standard multiplier (England) 55.5p
Small business multiplier (England) 49.9p
Single multiplier (Wales) 56.8p
Retail, Hospitality & Leisure relief (England) 40% (cap £110,000)

Small Business Rate Relief (SBRR) Thresholds

Disclaimer: This calculator provides estimates for guidance purposes only. Actual business rates bills may vary depending on transitional relief arrangements, local authority discretionary reliefs, and individual circumstances. Always check with your local council or a qualified professional for definitive figures. We are not affiliated with HMRC or the Valuation Office Agency.

Related: Small Business Rates Relief Calculator

Official Sources & References

Data verified against official UK government sources. Last checked June 2026.

Official UK Sources

Rates and bands match the latest HMRC, VOA and gov.uk property guidance:

Last reviewed: May 2026 against HMRC/gov.uk 2025-26 rates.