Last updated: February 2026

12-15 mph
Average UK Cyclist
~500 cal
Per Hour (moderate)
32-42%
Cycle to Work Savings
5 miles
Avg UK Commute

Bike Calculator UK

Calculate cycling speed, distance, time, calories burned, and Cycle to Work savings. Perfect for UK cyclists with mph and km conversions.

Enter in miles (we'll show km too)
UK average: 12-15 mph

What is Cycle to Work?

A UK government scheme allowing you to get a bike and accessories through salary sacrifice, saving on tax and National Insurance.

Average Cycling Speeds Guide

Understanding typical cycling speeds helps you plan journeys and set realistic fitness goals. Speeds vary based on fitness, bike type, terrain, and conditions.

Beginner

10-12 mph

16-19 km/h • Casual pace, comfortable

Intermediate

12-16 mph

19-26 km/h • Regular commuter pace

Advanced

16-20 mph

26-32 km/h • Fit cyclist, training

Competitive

20-25+ mph

32-40+ km/h • Racing/club level

Bike Type Typical Speed Best For
City/Hybrid Bike 10-15 mph (16-24 km/h) Commuting, leisure, errands
Road Bike 15-20+ mph (24-32+ km/h) Long distances, speed, fitness
Mountain Bike (road) 10-14 mph (16-22 km/h) Mixed terrain, trails
Electric Bike 15-15.5 mph assisted (UK legal limit) Hills, longer commutes, less effort
Folding Bike 10-14 mph (16-22 km/h) Multi-modal commuting, storage

Calories Burned While Cycling

Cycling is an excellent calorie-burning exercise. The number of calories burned depends on your weight, speed, duration, and terrain.

Intensity Speed (mph) Calories/Hour (70kg person) MET Value
Light <10 mph 280-350 4.0
Moderate 12-14 mph 490-560 8.0
Vigorous 14-16 mph 630-700 10.0
Very Vigorous 16-19 mph 770-840 12.0
Racing 20+ mph 1050-1120 15.0+
Health Benefits: Regular cycling for just 30 minutes a day can help you lose weight, improve cardiovascular fitness, strengthen muscles, and reduce stress. The NHS recommends at least 150 minutes of moderate exercise per week.

UK Cycle to Work Scheme Explained

The Cycle to Work scheme is one of the most popular employee benefits in the UK, allowing you to save significantly on a new bike and accessories.

How It Works

  1. Your employer buys the bike on your behalf
  2. You pay through salary sacrifice (before tax)
  3. You save on Income Tax and National Insurance
  4. At the end (usually 12 months), you can buy the bike or extend the hire
Tax Bracket Tax Rate Typical Savings £1,000 Bike Costs
Basic Rate 20% + 8% NI ~32% ~£680
Higher Rate 40% + 2% NI ~42% ~£580
Additional Rate 45% + 2% NI ~47% ~£530

What's Included?

  • Bikes: Any type - road, hybrid, mountain, electric, folding
  • Safety equipment: Helmets, lights, reflectors, hi-vis clothing
  • Accessories: Locks, mudguards, panniers, child seats
  • Maintenance: Some schemes include service packages
Tip: Many schemes now have no £1,000 limit (using hire agreements). Check with your employer about schemes like Cyclescheme, Cycle Solutions, or Green Commute Initiative for higher-value bikes.

Popular UK Cycling Routes

The UK has excellent cycling infrastructure with thousands of miles of dedicated cycle paths and scenic routes.

Route/Network Distance Description
National Cycle Network 12,000+ miles UK-wide network of signed routes (Sustrans)
Coast to Coast (C2C) 140 miles Whitehaven to Sunderland/Newcastle
Caledonia Way 234 miles Campbeltown to Inverness, Scotland
Lôn Las Cymru 250 miles Holyhead to Cardiff through Wales
London to Brighton 54 miles Classic charity ride route

UK Cycling Infrastructure and Safety Guide

The UK has invested heavily in cycling infrastructure in recent years, making it safer and more practical than ever to commute by bike. Understanding the available infrastructure and road rules helps you plan efficient, safe cycling routes.

National Cycle Network

Sustrans maintains the National Cycle Network, which spans over 12,000 miles across the UK. Approximately one-third of the network is traffic-free, using former railway lines, canal towpaths, and dedicated cycle paths. Major routes include NCN Route 1 from Dover to the Shetland Islands, and the Coast to Coast route (C2C) from Whitehaven to Sunderland. Many urban sections connect directly to city centres, making them ideal for commuters. Route maps are available free on the Sustrans website and through the Sustrans app.

UK Cycling Laws You Must Follow

Cyclists in the UK must obey traffic signals and road signs. It is a legal requirement to have front and rear lights and reflectors when cycling between sunset and sunrise. Under the Highway Code updates introduced in January 2022, cyclists are advised to ride in the centre of the lane in slower-moving traffic and on quiet roads, and at least 0.5 metres from the kerb edge on busier roads. The updated code also requires drivers to leave at least 1.5 metres when overtaking a cyclist at speeds up to 30 mph. Cycling on pavements is illegal and carries a £30 fixed penalty notice, though police typically use discretion. There is no legal requirement to wear a helmet in the UK, though it is strongly recommended.

Bike Insurance and Security

Bicycle theft is a significant concern in UK cities, with over 75,000 bikes stolen annually. Quality D-locks and chain locks rated Sold Secure Gold or Diamond provide the best protection. Bike marking schemes such as BikeRegister (the national cycle database used by UK police) cost around £15 for a lifetime registration and significantly increase the chance of recovery if your bike is stolen. Specialist cycling insurance from providers like Laka, Bikmo, or PedalSure typically costs £5 to £15 per month and covers theft, accidental damage, third-party liability, and personal injury. Some home contents insurance policies also cover bicycles, though limits and exclusions vary.

Frequently Asked Questions

For commuting in UK cities, 10-14 mph (16-22 km/h) is a realistic average that accounts for traffic lights, junctions, and varied road conditions. On quieter roads or cycle paths, experienced commuters can average 14-18 mph. Electric bikes can help maintain a consistent 15 mph with less effort.

The most accurate method uses MET (Metabolic Equivalent of Task) values: Calories = MET × weight (kg) × time (hours). For moderate cycling (12-14 mph), the MET value is approximately 8. So a 70kg person cycling for 1 hour burns roughly 8 × 70 × 1 = 560 calories. Heart rate monitors and power meters provide more precise individual measurements.

Yes, for most people. Basic rate taxpayers save approximately 32% on the cost of a bike, while higher rate taxpayers save around 42%. The scheme spreads the cost over 12+ months with no interest. However, there's usually a small "fair market value" fee at the end to own the bike outright (typically 3-7% for bikes under £500, or up to 25% for expensive e-bikes).

In the UK, electric bikes (EAPCs - Electrically Assisted Pedal Cycles) are limited to 15.5 mph (25 km/h) motor assistance and 250W power. The motor must cut off above this speed, though you can pedal faster. The bike must also have pedals that propel it. E-bikes meeting these criteria don't require registration, tax, or a licence.

At a moderate commuting pace of 12 mph, 5 miles takes approximately 25 minutes. At a leisurely 10 mph, it takes 30 minutes. Factor in extra time for traffic lights, junctions, and locking up your bike. Many people find cycling a similar or faster journey time compared to driving or public transport in urban areas.

In the UK's variable weather, layering is key. For summer: breathable, moisture-wicking tops. For winter: waterproof jacket, thermal layers, and gloves. High-visibility clothing or accessories are recommended year-round. Many commuters cycle in regular clothes at moderate speeds, keeping work clothes in a pannier or wearing them with trouser clips.

Cycling insurance isn't legally required in the UK, but it's recommended. Third-party liability (in case you damage property or injure someone) and theft coverage are valuable. British Cycling and Cycling UK memberships include third-party insurance. Home contents insurance may cover bike theft, and some policies extend third-party cover.

A 30-minute bike ride at moderate intensity (12-14 mph) burns approximately 250-300 calories for a 70kg person. Light cycling burns around 140-175 calories, while vigorous cycling can burn 350-400+ calories. The exact amount depends on your weight, cycling intensity, terrain, and weather conditions like wind resistance.

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Reviewed by: UK Calculator, Founder & Developer

Founder & Developer - UKCalculator.com

The UK Calculator team is the founder and developer of UKCalculator.com, providing free, accurate calculators for UK residents.

Expert Reviewed — This calculator is reviewed by our team of financial experts and updated regularly with the latest UK tax rates and regulations. Last verified: February 2026.

Last updated: February 2026 | Verified with latest UK rates

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