How Much Could You Save Switching Utilities?
Energy (Gas & Electricity)
Broadband
Mobile Phone
Home Insurance
Frequently Asked Questions
How much can I save by switching energy supplier?
The average UK household saves £200–£500 per year by switching from a default tariff to a fixed-rate deal. Savings depend on usage, region, and current tariff type.
Can I switch energy supplier if I have debt?
You can switch if your debt is under £500 per fuel. Above that, your current supplier can block the switch for up to 28 days. Clear the debt first or negotiate a payment plan.
Is there a switching fee for broadband?
Most UK broadband providers allow switching without exit fees once you're out of contract. During contract, exit fees typically equal remaining months multiplied by monthly cost.
How often should I switch home insurance?
Check your home insurance annually when it renews. The FCA banned auto-renewal price hikes in 2022, but switching each year still often yields better prices for new customers.
What is the energy price cap?
Ofgem's price cap sets maximum unit rates for standard variable tariffs. From April 2026, the cap is £1,849/year for a typical household (3,100 kWh electricity + 12,000 kWh gas).
Can I save money by switching water supplier?
Water is a regional monopoly in England and Wales — you cannot switch household water supplier. However, business water customers (non-household) can switch freely.
What is the Ofgem comparison tool?
Ofgem's accredited comparison services include Uswitch, MoneySuperMarket, and Go.Compare. These show all available tariffs and are regulated to show unbiased results.
Does switching broadband require an engineer visit?
Full-fibre (FTTP) switches usually need an engineer for the initial installation. Copper (ADSL/VDSL) and cable switches are typically done remotely by the provider using the Openreach or Virgin network.
Is switching mobile provider difficult?
No. You request a PAC code (free, within 2 hours) from your current provider, then provide it to your new provider. Your number transfers within 1 working day.
What is auto-renewal loyalty penalty?
Before the FCA's 2022 reform, insurance companies charged existing customers more than new ones at renewal. Now, renewal prices must match equivalent new customer prices.
Can switching energy affect my credit score?
No. Energy switching does not require a credit check and has no impact on your credit score.
How long does energy switching take?
Typically 17 working days from agreement to go live, including a 14-day cooling-off period. Your supply is uninterrupted throughout — there's no gap in energy delivery.