Calculate your student loan repayments for all plan types with accurate 2024/25 thresholds and rates
Enter your details to calculate repayments for Plan 1, Plan 2, Plan 4, Plan 5, and Postgraduate loans
| Plan Type | Repayment Threshold | Repayment Rate | Write-off Period |
|---|---|---|---|
| Plan 1 | £24,990 | 9% | 25 years or age 65 |
| Plan 2 | £27,295 | 9% | 30 years |
| Plan 4 | £31,395 | 9% | 30 years |
| Plan 5 | £25,000 | 9% | 40 years |
| Postgraduate | £21,000 | 6% | 30 years |
| Plan Type | Interest Rate | Notes |
|---|---|---|
| Plan 1 | 6.25% | RPI or Bank of England base rate + 1%, whichever is lower |
| Plan 2 | 6.25% | RPI or Bank of England base rate + 3%, whichever is lower |
| Plan 4 | 6.25% | RPI or Bank of England base rate + 1%, whichever is lower |
| Plan 5 | 6.25% | RPI or Bank of England base rate + 3%, whichever is lower |
| Postgraduate | 6.25% | RPI or Bank of England base rate + 3%, whichever is lower |