Tick every service you currently pay for. Totals update instantly above.
| Service | Tier | Monthly | Annual |
|---|---|---|---|
| Netflix | Standard with Ads | £4.99 | £59.88 |
| Netflix | Standard | £10.99 | £131.88 |
| Netflix | Premium (4K) | £17.99 | £215.88 |
| Disney+ | Standard | £4.99 | £59.88 |
| Disney+ | Premium | £7.99 | £95.88 |
| Amazon Prime Video | Prime (Video included) | £8.99 | £107.88 |
| Apple TV+ | Standard | £8.99 | £107.88 |
| NOW Cinema | Cinema Membership | £9.99 | £119.88 |
| NOW Entertainment | Entertainment Membership | £9.99 | £119.88 |
| NOW Sports | Sports Membership | £34.99 | £419.88 |
| BritBox | Standard | £3.99 | £47.88 |
| MUBI | Standard | £10.99 | £131.88 |
| Crunchyroll | Fan | £7.99 | £95.88 |
| Paramount+ | Standard | £6.99 | £83.88 |
| Service | Tier | Monthly | Annual |
|---|---|---|---|
| Spotify | Individual | £11.99 | £143.88 |
| Spotify | Family (up to 6) | £17.99 | £215.88 |
| Apple Music | Individual | £10.99 | £131.88 |
| Apple Music | Family (up to 6) | £16.99 | £203.88 |
| Amazon Music Unlimited | Individual | £10.99 | £131.88 |
| YouTube Premium | Individual (incl. YT Music) | £13.99 | £167.88 |
| Audible | 1 credit/month | £7.99 | £95.88 |
| Tidal | Individual (HiFi) | £10.99 | £131.88 |
| Service | Tier | Monthly | Annual |
|---|---|---|---|
| Xbox Game Pass Ultimate | Ultimate (Console+PC+Cloud) | £14.99 | £179.88 |
| PlayStation Plus | Essential | £8.99 | £107.88 |
| PlayStation Plus | Extra | £13.49 | £161.88 |
| Nintendo Switch Online | Individual | £3.49 | £41.88 |
| Service | Tier | Monthly | Annual |
|---|---|---|---|
| Kindle Unlimited | Standard | £8.99 | £107.88 |
| Peloton App | Standard | £12.99 | £155.88 |
| Apple Fitness+ | Individual | £9.99 | £119.88 |
| Duolingo Plus | Super | £6.99 | £83.88 |
The era of sharing streaming logins freely across households is over. Both Netflix and Disney+ now enforce household-only access.
Netflix requires all users to be within the same household (same WiFi network primarily). If you want to share with someone outside your home, you can add an Extra Member for £4.99/month on Standard and Premium plans. Netflix uses IP addresses, device IDs and location data to enforce this.
Disney+ similarly restricts sharing to one household. The service defines household as devices regularly connected to your primary network. Travel use is supported but persistent use from a different location triggers warnings.
The UK has world-class free, ad-supported streaming — many rivals to paid services:
Subscribe to one service, binge the content you want over 1–2 months, then cancel and switch to another. This way you access all major platforms throughout the year for the cost of 2–3 months each.
Spotify Family (£17.99/month) covers up to 6 people. Split between 6 members, that's just £3/person per month. Apple Music Family works similarly at £16.99 for 6 people. Always use family plans where eligible.
Spotify Student: £5.99/month (50% off). Apple Music Student: £5.99/month. Amazon Prime Student: 6 months free, then £4.49/month. Check eligibility via UNiDAYS or SheerID.
Both Netflix (£4.99) and Disney+ (£4.99) offer significantly cheaper ad-supported plans. If you can tolerate 4–5 minutes of adverts per hour of watching, you save over £6/month per service vs standard plans.
Some telecoms and broadband providers include streaming services in bundles. Sky Q includes Netflix, NOW TV and Disney+ options. Virgin Media bundles Prime and Netflix. Check if your broadband provider offers a streaming discount before paying separately.
Disney+ annual plan saves around 15% vs monthly. Apple TV+ annual plan (£99/year = £8.25/month) saves vs £8.99/month. Always check if annual payment is available and cheaper.
This calculator estimates UK household and living costs based on current prices, tariffs, and typical usage patterns. Understanding your regular outgoings is essential for budgeting, particularly as energy prices and the cost of living continue to fluctuate.
UK households face a range of regular costs including energy bills, council tax, water rates, broadband, mobile phone contracts, and insurance. Comparing providers regularly can result in significant savings across all these categories.
The Ofgem energy price cap sets maximum unit rates and standing charges for default tariffs. Typical UK household energy costs are approximately £1,700 per year for a medium-usage home. Council tax varies by band and local authority, ranging from around £1,200 to £4,000+ per year. Average UK broadband costs approximately £30-45 per month depending on speed and provider.
A typical UK household spending breakdown: energy £142/month, council tax £170/month, water £35/month, broadband and phone £55/month, insurance £80/month, food £350/month. Total essential monthly costs come to approximately £832, or £9,984 per year, before rent or mortgage payments.
Source: Based on Ofgem, ONS, and current UK market data. Last updated March 2026.
Data verified against official UK government sources. Last checked April 2026.