Resident Doctor Pay Calculator 2026/27

Resident doctor pay calculator (England, 2026/27)

This resident doctor pay calculator (formerly known as the junior doctor pay calculator) estimates the annual and monthly take-home pay of a resident doctor working under the 2016 terms and conditions of service in England for the 2026/27 financial year. Pick your grade or nodal point, then add the pay elements that actually appear on an NHS payslip: additional rostered hours above the 40-hour standard week, the 37% night enhancement, your weekend-working allowance, and the 8% on-call availability supplement. The calculator then deducts 2026/27 income tax, employee National Insurance, your tiered NHS Pension Scheme contribution and any student loan repayment to show your real take-home figure.

It is built for foundation doctors (FY1 and FY2), core and specialty trainees (CT/ST), and less-than-full-time (LTFT) trainees who need to pro-rate their basic pay. Because the new April 2026 nodal-point reform raised every grade's basic salary, many older calculators are now out of date – the figures here are taken directly from the June 2026 government pay offer published on GOV.UK.

How it works

Your pay is built up in layers:

• Basic salary – your nodal-point rate, pro-rated by your LTFT percentage.
• Additional rostered hours – hours worked above 40 per week, paid at your basic hourly rate (annual basic ÷ 40 ÷ 52.142857).
• Night enhancement – a 37% uplift on hours worked at night.
• Weekend allowance – a percentage of basic pay based on how often you work weekends (3% at 1-in-8 up to 15% at 1-in-2).
• On-call availability – an 8% supplement on basic pay if you are on an on-call rota.

From the gross total we deduct income tax (20% / 40% / 45% bands with a £12,570 personal allowance), employee National Insurance (8% between £12,570 and £50,270, then 2%), your NHS pension contribution (tiered 5.2%–12.5%), and student loan where applicable.

Worked example: an FY2 doctor in 2026/27

Take an FY2 doctor (nodal point 2, basic £47,610) working full-time, doing an average of 8 additional rostered hours a week, 6 night hours a week, on a 1-in-5 weekend rota (6%), with an on-call rota and Plan 2 student loan, contributing to the NHS pension.

• Basic hourly rate: £47,610 ÷ (40 × 52.142857) = £22.82
• Additional hours: 8 × £22.82 × 52.142857 = £9,522
• Night enhancement: 6 × £22.82 × 37% × 52.142857 = £2,642
• Weekend allowance (6%): £47,610 × 6% = £2,857
• On-call (8%): £47,610 × 8% = £3,809

That gives a gross of roughly £66,440. After income tax (≈£14,008), National Insurance (≈£3,339), the NHS pension (10.7% tier ≈£6,113) and Plan 2 student loan (≈£3,417), take-home lands at around £39,560 a year (≈£3,300 a month). Your exact figure depends on your real rota.

Frequently asked questions

What is the 2026/27 basic salary for an FY1 doctor?

An FY1 (foundation year 1) resident doctor in England has a basic full-time salary of £41,226 for 2026/27, up from £38,831 in 2025/26, following the June 2026 government pay offer and nodal-point reform. FY2 rises to £47,610.

What is the difference between "resident doctor" and "junior doctor"?

They mean the same thing. In 2024 the term "junior doctor" was officially replaced by "resident doctor" in England. The pay scales, 2016 contract and nodal points are unchanged – only the name is different.

Does this calculator include night, weekend and on-call pay?

Yes. It adds the 37% night enhancement, the weekend allowance (3%–15% of basic depending on frequency), additional rostered hours at your basic hourly rate, and the 8% on-call availability supplement – then taxes the total.

How is the NHS pension contribution worked out?

The NHS Pension Scheme uses tiered member rates from 5.2% to 12.5% based on your pensionable pay. Most resident doctors fall in the 9.8%–12.5% tiers. The calculator applies the correct 2026/27 tier automatically when you tick the pension box.

Sources: 2026/27 nodal-point basic salaries from the GOV.UK June 2026 pay offer to resident doctors; income tax and National Insurance rates from GOV.UK Income Tax rates and GOV.UK National Insurance rates. Estimates only; your trust payslip is definitive.