Enter two numbers to find their Highest Common Factor and Lowest Common Multiple using prime factorisation.
Prime factorisation (also called prime decomposition) expresses a composite number as a product of prime numbers. The Fundamental Theorem of Arithmetic guarantees that every integer greater than 1 has exactly one prime factorisation (ignoring order).
In index (powers) notation this is written as 2³ × 3² × 5. This tells us everything about the number's divisibility.
A prime number is a whole number greater than 1 that has exactly two factors: 1 and itself. It cannot be formed by multiplying two smaller natural numbers together.
The first 50 prime numbers:
Is 1 prime? No. The number 1 has only one factor (itself), not two. It is classified as a unit, separate from primes and composites.
Is 2 prime? Yes — it is the only even prime number. All other even numbers are divisible by 2, so they have at least three factors.
Largest known prime (as of 2024): 2^136,279,841 − 1 (a Mersenne prime with over 41 million digits, discovered in October 2024).
To find the Highest Common Factor of two or more numbers using prime factorisation:
To find the Lowest Common Multiple using prime factorisation:
This calculator helps you understand your financial position using current UK rates and regulations for the 2025/26 tax year. Whether you are planning savings, evaluating loan options, or projecting investment growth, accurate calculations are essential for making informed decisions about your money.
UK financial products are regulated by the Financial Conduct Authority (FCA). Interest rates, fees, and terms vary significantly between providers, so comparing actual costs rather than headline rates is important. This tool gives you a clear picture to inform your comparisons.
The Bank of England base rate is 4.5% as of early 2026. The Personal Savings Allowance lets basic rate taxpayers earn up to £1,000 in savings interest tax-free (£500 for higher rate taxpayers). The annual ISA allowance remains at £20,000, and the Lifetime ISA allowance is £4,000 with a 25% government bonus for first-time buyers or retirement savings.
Saving £200 per month into an account earning 4.5% AER would grow to approximately £2,454 after one year, including £54 in interest. Over 5 years at the same rate, your £12,000 in contributions would grow to roughly £13,362, earning £1,362 in compound interest.
Source: Based on current UK financial rates. Last updated March 2026.
Data verified against official UK government sources. Last checked April 2026.