Permitted Development Value Calculator UK

Calculate how much value permitted development extensions add to UK property. Loft conversions, rear extensions and outbuildings value impact and ROI calculation.

Permitted Development Value Calculator

Your Permitted Development Value Result

Estimated Build Cost-
Value Added to Property-
Net Gain (Value Added − Build Cost)-
Return on Investment (ROI)-
MB
Mustafa Bilgic Property & Planning Specialist — Updated March 2026
Permitted DevelopmentExtension ROI2025/26

Permitted Development Value Benchmarks 2025/26

Loft Conversion
+5–15%
Kitchen/Dining Extension
+5–10%
Extra Bedroom
+10–12%
Side Extension
+4–8%
Double Storey Rear
+10–15%
Garden Office
+1–5%
Key principle: Adding a bedroom (especially a 4th bedroom on a 3-bed property) typically delivers the highest value uplift in most UK markets, as it moves the property into a higher price bracket entirely.

Build Cost Rates by Region 2025/26

RegionBasic (£/m²)Standard (£/m²)High Spec (£/m²)
London£2,400£2,800£3,500+
South East£1,900£2,200£2,800
Midlands (average)£1,500£1,800£2,300
North England£1,200£1,500£2,000

Costs include labour, materials, and standard fixtures. They exclude VAT (extensions are standard-rated at 20%), architect fees (typically 5–8% of build cost), structural engineer fees (£500–£1,500), and building regulations fees (£200–£900).

How to Use This Calculator

1

Select your extension type

Choose from single storey rear, double storey rear, loft conversion, side extension, or garden office/outbuilding to match your planned project.

2

Enter the floor area in m²

Input the new floor area you plan to add. For a loft conversion, this is the usable floor area of the new room(s) created, not the total roof space.

3

Enter your current property value

Use a recent valuation, Zoopla/Rightmove estimate, or your last purchase price as a baseline for calculating the percentage value uplift.

4

Select your location

Location affects both build costs and the value uplift percentage. London and South East properties typically see higher absolute value gains and higher build costs per m².

5

Review your ROI result

The calculator shows estimated build cost, value added, net gain, and ROI percentage. Compare the ROI against your cost of capital (mortgage rate) to assess whether the project stacks up financially.

Frequently Asked Questions

Does an extension add value to my house?
Yes, in most cases extensions add meaningful value, but the amount varies significantly by extension type, quality of finish, location, and current property size. Loft conversions and kitchen extensions tend to deliver the strongest returns — often 5–15% added value. However, over-improving a property beyond the ceiling price for the street can mean the build cost exceeds the value gain.
How much does a loft conversion add in value?
A loft conversion typically adds 10–15% to a property's value, making it one of the best-return home improvements available. On a £350,000 home, that is £35,000–£52,500 in added value. Build costs range from £25,000 for a basic conversion to £60,000+ for a dormer or mansard. ROI is typically 50–150% depending on specification and location.
What permitted development can I do without planning permission?
Under permitted development rights (PD), you can typically add a single-storey rear extension up to 4m (detached) or 3m (attached) deep, a loft conversion up to 40m³ (terraced) or 50m³ (detached/semi), a side extension up to half the width of the original house, and an outbuilding up to 2.5m high within the garden. These rights do not apply in Conservation Areas, AONBs, or if your property has an Article 4 direction.
What is the 4m rule for permitted development?
The 4m rule refers to the maximum rear extension depth for detached houses under permitted development — you can extend up to 4m deep without planning permission. Attached (terraced and semi-detached) houses are limited to 3m. Under the Larger Home Extension scheme (prior approval), detached houses can extend up to 8m and attached houses up to 6m, subject to neighbour consultation.
Does a garden office add value?
A garden office (outbuilding) generally adds modest market value — typically 1–5% — since buyers don't always factor in a garden office as strongly as internal living space. However, a well-built garden office can significantly increase saleability and appeal to remote workers. Build costs range from £8,000 for a basic timber structure to £30,000+ for an insulated, fully wired, purpose-built office.
How does extension size affect value added?
Larger extensions don't always proportionally increase value. Typically, extensions that create a new bedroom or significantly enhance a kitchen-diner deliver the highest value uplift per pound spent. Very large extensions on modest properties risk over-developing beyond the ceiling price for the local street. Always compare your projected post-extension value with the highest-priced comparable properties nearby.
What is prior approval for permitted development?
Prior approval is a lighter-touch planning process required for certain permitted development works, including the Larger Home Extension scheme (extending beyond standard PD depths), loft conversions in some cases, and changes of use. You submit a prior approval application to the local planning authority, which has 42 days to object. If it doesn't object, you can proceed. It is not full planning permission but checks specific impacts such as flooding, transport, and neighbour amenity.
Can I build a bedroom in my loft under permitted development?
Yes, in most cases. A loft conversion to create a bedroom is permitted development for houses (not flats) provided the roof space added does not exceed 40m³ (terraced) or 50m³ (detached/semi-detached), no part of the extension exceeds the highest part of the existing roof, no raised platform/balcony is created, and materials are similar in appearance to the existing house. Building regulations approval is still required regardless of PD status.
What is the Article 4 direction restriction?
An Article 4 direction is a measure used by local planning authorities to remove some or all permitted development rights in a specific area — typically Conservation Areas, National Parks, or areas of special character. If your property is subject to an Article 4 direction, you may need full planning permission for works that would otherwise be permitted development. Check with your local council before starting any works.
How much does a single storey extension add to house value?
A single-storey rear extension typically adds 3–10% to a property's value, depending on what it creates. If it extends a kitchen into a full kitchen-diner — particularly popular with family homes — the value uplift can be at the higher end. If it simply enlarges a room without adding a bedroom count, it is usually at the lower end. Build costs typically range from £1,500–£2,500/m² depending on specification and location.
What is the maximum size extension under permitted development?
For a single-storey rear extension on a detached house: up to 4m deep, not higher than 4m, and not wider than the original house. Under the Larger Home Extension prior approval scheme, up to 8m deep. For an attached house, standard PD allows 3m (prior approval up to 6m). Side extensions are limited to half the width of the original house and must be single storey (max 4m high). These limits apply only where permitted development rights are intact.
Does permitted development reset after change of ownership?
No. Permitted development rights are attached to the property, not the owner. If a previous owner has already used their PD allocation (e.g. built a rear extension), the new owner cannot automatically use PD for another rear extension of the same type. The PD calculation looks at what has been built since the original house was constructed (typically the 1948 baseline). You would need to apply for full planning permission for any further extension beyond the PD limits already used.