Password Generator - Create Strong Secure Passwords

Last verified: • Updated for 2026/26 tax year

Generate strong, random passwords to protect your online accounts. Customize password length and character types to meet specific requirements.

Generate Secure Password

Character Types:

Password Security Features

  • Customizable Length: 4-100 characters
  • Character Options: Uppercase, lowercase, numbers, symbols
  • Exclude Similar: Option to avoid confusing characters (0, O, l, I)
  • Multiple Passwords: Generate several passwords at once
  • Instant Generation: No server communication - secure client-side generation

What Makes a Strong Password?

Strong Password Requirements:

  • Length: At least 12 characters (longer is better)
  • Complexity: Mix of uppercase, lowercase, numbers, and symbols
  • Unpredictability: Avoid dictionary words, personal information
  • Uniqueness: Different password for each account

DO:

  • Use unique passwords for each account
  • Enable two-factor authentication
  • Use a password manager
  • Update passwords regularly
  • Use long passwords (12+ characters)
  • Include special characters

DON'T:

  • Reuse passwords across accounts
  • Use personal information
  • Share passwords
  • Store passwords in plain text
  • Use common passwords (123456, password)
  • Use only letters or only numbers

Password Security Tips

1. Use a Password Manager

Password managers generate, store, and fill strong passwords automatically. Popular options include:

2. Enable Two-Factor Authentication (2FA)

Add an extra security layer with:

3. Regular Security Checkups

Common Password Mistakes

Industry-Specific Requirements

Security Notice

Privacy: This password generator works entirely in your browser. No passwords are sent to our servers or stored anywhere. For maximum security, generate passwords on a secure, private device.

Responsibility: While we provide secure password generation, you are responsible for storing and managing your passwords safely.

← Back to Calculator Hub

Why Strong Passwords Matter: A Complete Security Guide

In 2025, the average person has between 70 and 100 online accounts, from banking and email to social media and shopping sites. Each of these accounts represents a potential entry point for cybercriminals. According to the UK National Cyber Security Centre (NCSC), weak passwords remain one of the primary causes of data breaches and account compromise. The annual cost of cybercrime to UK businesses exceeds 27 billion pounds, and individuals lose millions more to personal account fraud each year.

A strong password is your first line of defence against unauthorised access. When combined with two-factor authentication and good security hygiene, a robust password strategy can protect your digital life from the vast majority of attacks. Understanding how passwords are cracked and what makes them secure will help you make better choices about your online security.

How Passwords Get Cracked

Cybercriminals use several methods to crack passwords, and understanding these threats helps explain why certain password practices are essential:

  • Brute Force Attacks: Software systematically tries every possible combination of characters until it finds the correct password. A simple 6-character lowercase password can be cracked in under a second. An 8-character password with mixed case, numbers, and symbols takes hours. A 16-character complex password would take millions of years to crack by brute force alone.
  • Dictionary Attacks: These attacks try common words, phrases, and known passwords before resorting to brute force. Using real words (even with number substitutions like "p@ssw0rd") makes you vulnerable to this method. Attackers use databases of billions of previously leaked passwords.
  • Credential Stuffing: When a data breach exposes username-password combinations from one site, attackers automatically try those same credentials on hundreds of other sites. This is why using the same password across multiple accounts is so dangerous -- one breach can compromise all your accounts.
  • Phishing: Fraudulent emails or websites trick you into entering your password. No matter how strong your password is, it offers no protection if you voluntarily give it to an attacker. Always verify the legitimacy of websites and emails before entering credentials.
  • Social Engineering: Attackers use publicly available information (your name, birthday, pet's name, children's names) to guess passwords. This is why personal information should never be part of a password.

How Password Entropy Works

Password entropy is a measure of how unpredictable a password is, expressed in bits. Higher entropy means a password is harder to crack. The formula is based on the number of possible characters (the character pool) and the password length:

Entropy = length x log2(pool size)

Here is how different password configurations compare:

Password Type Pool Size 8 Characters 16 Characters
Lowercase only 26 37.6 bits 75.2 bits
Mixed case 52 45.6 bits 91.2 bits
Mixed case + numbers 62 47.6 bits 95.3 bits
All character types 95 52.6 bits 105.1 bits

Security experts generally recommend a minimum of 80 bits of entropy for important accounts. As the table shows, a 16-character password using all character types provides over 105 bits of entropy, making it effectively uncrackable through brute force with current technology. The key takeaway is that length is more important than complexity -- a longer password with fewer character types can be more secure than a shorter complex one.

NCSC Password Guidelines for UK Users

The UK National Cyber Security Centre (NCSC) provides authoritative guidance on password security. Their key recommendations include:

  • Use three random words. The NCSC recommends combining three random, unrelated words as a passphrase (e.g., "coffeetulipbicycle"). This creates a memorable but hard-to-guess password. Adding numbers and symbols between words strengthens it further.
  • Use a password manager. The NCSC explicitly recommends using a password manager to generate and store unique passwords for every account. This is the single most effective step you can take to improve your password security.
  • Do not enforce regular password changes. The NCSC advises organisations against mandatory password rotation, as it encourages users to choose weaker, predictable passwords. Only change a password if you suspect it has been compromised.
  • Enable two-factor authentication. Wherever available, enable 2FA to add a second layer of protection beyond just your password. Even if your password is compromised, 2FA can prevent unauthorised access.
  • Check for breached passwords. Services like Have I Been Pwned (haveibeenpwned.com) allow you to check if your email address or passwords have appeared in known data breaches. The NCSC recommends checking regularly.

Common Password Mistakes to Avoid

Despite widespread awareness campaigns, many people still make predictable password choices. Analysis of data breaches consistently reveals the same patterns:

  • Using "password", "123456", or "qwerty". These remain among the most common passwords globally. Any password that appears in published lists of common passwords can be cracked instantly.
  • Using personal information. Names of partners, children, or pets; dates of birth; phone numbers; and postcodes are all easily discoverable through social media or public records.
  • Simple character substitutions. Replacing "a" with "@", "o" with "0", or "s" with "$" is a well-known pattern that cracking software handles easily. "P@$$w0rd" is no more secure than "Password" against a dictionary attack.
  • Reusing passwords across sites. If you use the same password for your email and a small forum that gets breached, attackers can use those credentials to access your email -- and from there, reset passwords for your banking, shopping, and other accounts.
  • Adding predictable sequences. Appending "123" or "!" to the end of a weak password does not meaningfully improve security. Cracking tools automatically try these common modifications.

Two-Factor Authentication (2FA): Your Essential Second Layer

Two-factor authentication adds a second verification step beyond your password. Even if an attacker obtains your password, they cannot access your account without the second factor. The main types of 2FA are:

  • Authenticator Apps (Recommended): Apps like Google Authenticator, Microsoft Authenticator, or Authy generate time-based one-time codes (TOTP) that change every 30 seconds. This is the NCSC's recommended method for most users.
  • Hardware Security Keys: Physical devices like YubiKey or Google Titan Key provide the strongest form of 2FA. They are resistant to phishing attacks because they verify the website's identity before releasing the authentication token.
  • SMS Codes: A code sent to your phone via text message. While better than no 2FA, SMS is the least secure method as it is vulnerable to SIM swapping attacks. Use authenticator apps instead when possible.
  • Biometrics: Fingerprint, face recognition, or voice recognition. These are convenient but should be used as a second factor alongside a password, not as a replacement.

Enable 2FA on your most important accounts first: email, banking, cloud storage, and social media. Your email is particularly critical because password reset emails for other accounts are sent there.

Password Manager Recommendations

A password manager stores all your passwords in an encrypted vault, protected by a single master password. It can generate unique, complex passwords for every account and automatically fill them in when you log in. Here are the most recommended options:

  • Bitwarden: Free and open-source. Offers cloud sync across devices, browser extensions for all major browsers, and mobile apps. The free tier includes unlimited passwords and 2FA. The premium tier (under 10 USD/year) adds advanced 2FA options and encrypted file storage.
  • 1Password: A polished, user-friendly option with excellent family and business plans. Includes Watchtower, which alerts you to compromised passwords and weak entries. Starts at approximately 3 USD/month.
  • Dashlane: Includes a built-in VPN and dark web monitoring in premium plans. The interface is intuitive and well-suited for less technical users. Pricing starts at approximately 3.50 USD/month.
  • KeePass: A free, open-source, offline-only option for users who prefer to keep their password database on their own devices rather than in the cloud. More technical to set up but offers maximum control over your data.

Frequently Asked Questions

How long should my password be?

The NCSC recommends a minimum of 12 characters, but 16 or more is ideal for important accounts such as email and banking. Longer passwords are exponentially harder to crack. A 16-character password using all character types (uppercase, lowercase, numbers, symbols) would take trillions of years to crack by brute force with current computing power.

Is this password generator safe to use?

Yes. This password generator runs entirely in your web browser using JavaScript's cryptographically secure random number generator (crypto.getRandomValues). No passwords are sent to our servers, stored in any database, or logged anywhere. The generation happens completely on your device, making it as private as possible.

Should I use a passphrase instead of a random password?

Both approaches can be secure. A passphrase of three or more random words (e.g., "correct horse battery staple") is easier to remember than a random string but can provide similar entropy if the words are truly random. If you use a password manager (recommended), random passwords are preferable as you do not need to remember them. For your master password, a passphrase may be more practical.

How often should I change my passwords?

The NCSC advises against routine password changes, as this encourages users to choose weaker, predictable passwords. Instead, change a password immediately if you suspect it has been compromised, if a service you use reports a data breach, or if you find your credentials in a breach database like Have I Been Pwned. Using unique passwords for every account limits the damage from any single breach.

What should I do if my password is compromised?

If you suspect a password has been compromised: (1) change the password on the affected account immediately, (2) check if you used the same password on any other accounts and change those too, (3) enable 2FA on the affected account if you have not already, (4) review recent account activity for unauthorised access, and (5) if financial accounts are involved, contact your bank immediately.

Are password managers safe?

Reputable password managers use strong encryption (typically AES-256) to protect your vault. Your master password is never stored or transmitted -- only a derived key is used. While no system is perfectly secure, using a password manager is significantly safer than reusing passwords or writing them down. The NCSC explicitly recommends their use. Choose a well-known, audited password manager from a reputable provider.

Related Tools

QR Code Generator Age Calculator Percentage Calculator Time Between Dates All Calculators

Last updated: February 2026 | Verified with latest UK rates

Pro Tips for Accurate Results
  • Double-check your input values before calculating
  • Use the correct unit format (metric or imperial)
  • For complex calculations, break them into smaller steps
  • Bookmark this page for quick future access
Understanding Your Results

Our Password Generator provides:

  • Instant calculations - Results appear immediately
  • Accurate formulas - Based on official UK standards
  • Clear explanations - Understand how results are derived
  • 2025/26 updated - Using current rates and regulations
Common Questions

Is this calculator free?

Yes, all our calculators are 100% free to use with no registration required.

Are the results accurate?

Our calculators use verified formulas and are regularly updated for accuracy.

Can I use this on mobile?

Yes, all calculators are fully responsive and work on any device.

People Also Ask

Yes, our calculators use verified formulas and are regularly updated with current UK rates and regulations. Results are provided for guidance - always consult professionals for major financial decisions.

Absolutely! All our calculators are fully responsive and work perfectly on smartphones, tablets, and desktops. No app download needed.

We update all calculators with new rates as soon as they're announced - typically at the start of each tax year (April) or when significant changes occur.

HMRC Compliant
Secure & Private
190+ Calculators
Always Free

Last updated: February 2026 | Verified with latest UK rates

Pro Tips for Accurate Results
  • Double-check your input values before calculating
  • Use the correct unit format (metric or imperial)
  • For complex calculations, break them into smaller steps
  • Bookmark this page for quick future access
Understanding Your Results

Our Password Generator provides:

  • Instant calculations - Results appear immediately
  • Accurate formulas - Based on official UK standards
  • Clear explanations - Understand how results are derived
  • 2025/26 updated - Using current rates and regulations
Common Questions

Is this calculator free?

Yes, all our calculators are 100% free to use with no registration required.

Are the results accurate?

Our calculators use verified formulas and are regularly updated for accuracy.

Can I use this on mobile?

Yes, all calculators are fully responsive and work on any device.

People Also Ask

Yes, our calculators use verified formulas and are regularly updated with current UK rates and regulations. Results are provided for guidance - always consult professionals for major financial decisions.

Absolutely! All our calculators are fully responsive and work perfectly on smartphones, tablets, and desktops. No app download needed.

We update all calculators with new rates as soon as they're announced - typically at the start of each tax year (April) or when significant changes occur.

Related Calculators

Embed This Calculator on Your Website

Free to use. Copy the code below and paste it into your website HTML.

UK

UK Calculator Editorial Team

Our calculators are maintained by qualified accountants and financial analysts. All tools use official HMRC, ONS, and NHS data. Learn more about our team.

📚 Read Our Comprehensive Guide

Learn more tips, tricks, and detailed explanations to get the most out of this calculator.

Read the Guide →