Motability Car Allowance Calculator

You must receive PIP Enhanced Mobility component, DLA Higher Rate Mobility, AFIP at higher rate, or War Pensioners' Mobility Supplement, with at least 12 months remaining on your award.

You can choose from hundreds of approved vehicles including cars, scooters and powered wheelchairs. Some require an advance payment on top of your allowance.

The lease includes comprehensive insurance for up to 3 named drivers, servicing, tyres, breakdown cover, and windscreen replacement — all covered by your mobility allowance.

If your benefit ends, you must return the vehicle to Motability. Ensure you have at least 12 months remaining on your award before applying.

Yes. WAVs are available, often with higher advance payments. Grants are sometimes available through charities to help with the advance payment.

No. Motability vehicles are exempt from Vehicle Excise Duty (road tax) for disabled users.

Yes. Up to 3 named drivers can be added to the insurance, including family members and carers, at no extra cost.

Early termination fees may apply. Contact Motability directly to understand the costs before ending your lease early.

Advance payments are not refundable in full, but if the vehicle is returned early due to benefit changes, Motability has a Good Will Policy that may offer a partial refund.

Yes. Powered scooters and powered wheelchairs are available on the scheme, with 5-year lease terms.

Motability does not credit check applicants. Eligibility is based entirely on your qualifying benefit award.

Typically 2-6 months from application to delivery, depending on vehicle availability and any adaptations required.