Home Upgrade Grant Calculator UK

Check eligibility for the Home Upgrade Grant (HUG2) in 2025/26. Free insulation, heat pumps and low-carbon heating for off-gas-grid homes in England.

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Mustafa Bilgic · UK Home Grants & Energy Writer · Updated 9 March 2026
Based on DESNZ HUG2 guidance and local authority delivery data 2025/26

HUG2 Home Upgrade Grant Eligibility Checker

Estimated grant value range
Likely funded measures
Max insulation grant componentUp to £10,000
Max heat pump grant componentUp to £15,000
Next step

About the Home Upgrade Grant (HUG2)

The Home Upgrade Grant Phase 2 (HUG2) is a £1.7 billion England-only programme funded by central government and delivered through local authorities. It specifically targets the most energy-inefficient off-gas-grid homes, which typically have the highest fuel bills and the most carbon-intensive heating (oil, LPG, solid fuel).

HUG2 differs from ECO4 (which is supplier-funded and available on-gas or off-gas) by having larger individual grant values and greater flexibility for whole-house retrofit. A single HUG2 package can fund both insulation improvements and a full heat pump replacement in properties currently on oil heating, potentially reducing heating bills by 30–60%.

MeasureTypical Grant ValueKey Requirement
Loft insulation£1,500–£3,000Uninsulated or under-insulated roof space
Cavity wall insulation£2,000–£4,000Cavity wall construction post-1920
Solid wall insulation (EWI)£8,000–£15,000Solid brick/stone pre-1920 construction
Air source heat pump£10,000–£15,000Suitable property + existing radiator/UFH system
Ground source heat pump£15,000–£25,000Suitable land, pre-assessment required
Solar PV panels£5,000–£8,000Suitable south-facing roof, structural survey

HUG2 vs ECO4 vs Boiler Upgrade Scheme

Three main schemes apply to improving heating and insulation in off-gas-grid homes in England in 2025/26:

Households that are off-gas-grid and on qualifying benefits should explore HUG2 first, as grant values are typically higher than the BUS. Those above the income threshold who want a heat pump should consider the Boiler Upgrade Scheme, which remains open throughout 2025/26.

How to Use the Home Upgrade Grant Calculator UK

1
Check if your home is off the gas grid Select Yes/No. HUG2 is exclusively for homes not connected to the mains gas network — oil, LPG, electric storage heaters, or solid fuel.
2
Enter your current EPC rating HUG2 requires an EPC of D, E, F, or G. If you do not have a current EPC, an assessor will be arranged as part of the application process.
3
Indicate if you receive a qualifying benefit Select yes if you receive Universal Credit, Pension Credit, Housing Benefit, Child Tax Credit, or similar means-tested benefits, OR if household income is under £36,000.
4
Select your local authority region Choose your region to check local delivery status. All English local authorities have HUG2 allocations, but timing and availability vary.
5
Review your eligibility and estimated grant value The result shows whether you are likely eligible and an estimated grant range for your property type and EPC rating.

Frequently Asked Questions

What is the Home Upgrade Grant?

The Home Upgrade Grant (HUG) is an England-only government programme that funds energy-efficiency improvements and low-carbon heating systems in homes that are off the gas grid. HUG Phase 2 (HUG2) runs from April 2023 to March 2025, with delivery into 2025/26 for some local authority areas. It is delivered through local authorities using central government funding from DESNZ.

Who is eligible for HUG2?

HUG2 targets owner-occupiers and private renters (with landlord permission) in England with homes that are: (1) off the gas grid — i.e., using oil, LPG, solid fuel, or electric storage heaters as primary heating; (2) with an EPC rating of D, E, F, or G; and (3) either in receipt of a qualifying means-tested benefit OR with a household income below £36,000. Some local authorities prioritise the most fuel-poor households using additional vulnerability criteria.

What does the Home Upgrade Grant cover?

HUG2 covers a range of energy-efficiency and low-carbon heating measures including: air source heat pumps, ground source heat pumps, solar PV panels, solid wall insulation (internal or external), cavity wall insulation, loft insulation, underfloor insulation, flat roof insulation, electric storage heaters, low-carbon ready heating systems, and draught-proofing. Measures are offered as a package tailored to each property's needs.

How much is the Home Upgrade Grant worth?

HUG2 grant values depend on measures needed and property characteristics. Typical values range from £5,000–£10,000 for insulation-only packages to £15,000–£30,000 for full heat pump replacement and fabric improvement packages. The government allocated £1.7 billion to HUG2 nationally, with each local authority having a specific budget allocation. Most eligible households can expect £10,000–£15,000 of works funded.

Is HUG2 only for off-gas-grid homes?

Yes. HUG2 is specifically designed for homes not connected to the gas mains network. On-gas-grid homes that are low-income or fuel-poor should instead apply through ECO4 (for benefits-eligible households) or the Great British Insulation Scheme. The off-gas-grid focus reflects the higher energy costs faced by rural households on oil, LPG, or electric heating.

How do I apply for the Home Upgrade Grant?

HUG2 is administered at local authority level, not through a central portal. To apply: (1) Check if your local authority is participating (most in England are). (2) Contact your LA housing or energy team directly or use their HUG referral form. (3) You may also be referred by your energy supplier, NHS, or housing association. (4) A home assessor will visit to determine eligibility and recommend measures. Applications through local authority HUG pages or the Simple Energy Advice website (simpleenergyadvice.org.uk) are recommended.

What local authorities are in HUG2?

All local authorities in England were allocated HUG2 funding, though delivery timelines and application processes vary. Areas with high concentrations of off-gas-grid housing (rural counties, coastal areas, older housing stock) typically have higher per-capita allocations. Check your local council website for HUG2 information or search for 'Home Upgrade Grant [your council name]'. Devon, Cornwall, Lincolnshire, Norfolk, and many Northern counties have been particularly active in HUG2 delivery.

What is the difference between ECO4 and HUG2?

ECO4 is a supplier obligation scheme targeting any fuel-poor household (on-gas or off-gas), funded by energy companies. HUG2 is a government grant programme specifically for off-gas-grid homes in England, delivered through local authorities. ECO4 is available UK-wide; HUG2 is England-only. Both can fund similar measures (insulation, heat pumps), but HUG2 is generally better funded for off-gas-grid properties and may cover higher grant values for heat pump installations. Some households can access both schemes.

What insulation does HUG2 cover?

HUG2 funds the full range of home insulation measures appropriate to the property type: loft/roof insulation (including flat and room-in-roof variations), cavity wall insulation where present, external wall insulation (EWI) for solid-wall properties, internal wall insulation (IWI), underfloor insulation for suspended timber floors, and park home insulation for mobile homes. The specific measures offered depend on your property's construction type, current EPC, and the cost-effectiveness assessment.

Can I get HUG2 if I own my home?

Yes. HUG2 is primarily aimed at owner-occupiers who are off the gas grid and have a low income or low EPC rating. Owner-occupiers are typically the primary beneficiary group. Private renters can also qualify with landlord consent. However, if a property is rented, the landlord must agree to the measures being installed, and the landlord may be subject to cost sharing in some circumstances (particularly where improvements primarily benefit the landlord's asset value).

What heating systems does HUG2 install?

HUG2 funds low-carbon and energy-efficient heating replacements including: air source heat pumps (ASHP), ground source heat pumps (GSHP), solar thermal hot water systems, infrared heating panels, electric storage heaters (high heat retention), biomass boilers in some rural areas, and hybrid systems pairing heat pumps with existing infrastructure. Heat pumps are the priority measure in most HUG2 delivery programmes given their carbon reduction potential.

When does HUG2 end?

HUG2 Phase 2 officially runs to March 2025 for grant commitments, with delivery extending into 2025/26 for works already approved. The government is expected to announce successor schemes through the Warm Homes Plan, which will continue supporting off-gas-grid retrofit beyond HUG2. If you are considering applying, doing so as soon as possible is advisable given limited remaining funding. Check your local authority's HUG page for current availability.

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