Heart Rate Zone Calculator

Enter your age to instantly calculate all 5 heart rate training zones based on your estimated maximum heart rate. Find your fat-burning, aerobic, and threshold zones.

Calculate Your Heart Rate Training Zones

Understanding Heart Rate Training Zones

Heart rate zones are the foundation of structured endurance training. By understanding which zone you are exercising in, you can target specific physiological adaptations — whether that is burning fat efficiently, building your aerobic base, improving lactate threshold, or developing peak speed. Training without zones is like driving without knowing your speed: you might get somewhere, but not necessarily where you want to go.

Heart rate zones are expressed as percentages of your maximum heart rate (Max HR). This makes them personalised: two people of the same age but different fitness levels will have different absolute bpm values for each zone, because individual maximum heart rates vary significantly.

50–60% Max HR

Zone 1 — Recovery

Very light exercise. Warm-up, cool-down, active recovery between hard sessions. You can hold a full conversation effortlessly. Fat is the primary fuel source.

60–70% Max HR

Zone 2 — Aerobic Base / Fat Burn

Easy aerobic exercise. Sustainable for hours. Develops mitochondrial density, fat oxidation, and cardiovascular efficiency. The cornerstone of endurance training.

70–80% Max HR

Zone 3 — Aerobic Fitness

Moderate intensity aerobic training. Improves cardiovascular fitness and economy. Can be sustained for 30–60 minutes. Breath is noticeably elevated but manageable.

80–90% Max HR

Zone 4 — Threshold

Lactate threshold training. Hard effort, can only speak in short phrases. Improves your anaerobic threshold — the pace you can sustain in races. Classic tempo run zone.

90–100% Max HR

Zone 5 — Maximum / VO2 Max

Near-maximum or maximum effort. Sprint intervals, 400m running, final race surges. Cannot be sustained for more than 1–2 minutes. Develops peak power and VO2 max.

Example Zones for a 35-Year-Old

Using the Tanaka formula (208 − 0.7 × 35 = 183.5 bpm ≈ 184 bpm max HR):

Zone% of Max HRBPM Range (Age 35)Activity Examples
Zone 150–60%92–110 bpmWalking, easy cycling, warm-up
Zone 260–70%110–129 bpmEasy jog, cycling, swimming laps
Zone 370–80%129–147 bpmBrisk run, moderate cycling
Zone 480–90%147–166 bpmTempo run, hard cycling intervals
Zone 590–100%166–184 bpmSprint intervals, all-out effort

How to Use Heart Rate Zones in Your Training

The 80/20 Principle

Research into elite endurance athletes reveals a consistent pattern: approximately 80% of their training volume is performed at low intensity (Zone 1 and Zone 2), while the remaining 20% is at high intensity (Zone 4 and Zone 5). This is known as the 80/20 or polarised training model, popularised by exercise scientist Dr Stephen Seiler.

Recreational athletes often make the mistake of training too hard too often — doing most of their training in Zone 3, which is too easy to provide the high-intensity stimulus and too hard to allow rapid recovery. This results in a "grey zone" training pattern that produces mediocre adaptations and accumulated fatigue.

Zone 2 for Base Building

Zone 2 training is experiencing a renaissance in endurance sports. At 60-70% of maximum heart rate, you are exercising aerobically — your body primarily burns fat for fuel and can sustain the effort for extended periods (1-3 hours or more for well-trained athletes). This zone stimulates mitochondrial biogenesis — the creation of more mitochondria in muscle cells — which is the primary determinant of long-term aerobic capacity.

For beginners, Zone 2 may feel surprisingly easy. If you are breathing heavily during what should be Zone 2 running, slow down or walk. The conversational pace — where you can speak in full sentences without gasping — is a reliable indicator you are in Zone 2.

Resting Heart Rate and Fitness

Your resting heart rate (measured first thing in the morning, before getting out of bed) is an excellent indicator of cardiovascular fitness. The average resting heart rate is 60–100 bpm. Endurance-trained athletes often have resting heart rates of 40–60 bpm. Regular aerobic exercise causes the heart to become stronger and pump more blood per beat, reducing the number of beats needed at rest.

Tracking your resting heart rate over weeks and months provides a concrete measure of fitness improvement. A decreasing resting heart rate is a strong signal of improving cardiovascular health.

Heart Rate Reserve and the Karvonen Method

For more precise zone calculations, the Karvonen method accounts for your resting heart rate (HR Reserve = Max HR − Resting HR). Target HR = Resting HR + (HR Reserve × Zone%).

Example: Age 35, Max HR = 184, Resting HR = 60
HR Reserve = 184 − 60 = 124 bpm
Zone 2 target (65%): 60 + (124 × 0.65) = 60 + 80.6 = 140.6 bpm
(vs 110-129 bpm with standard % method — note the difference when resting HR is entered)

Our calculator above uses resting HR (when provided) to calculate Karvonen-adjusted zones, which are more accurate for individuals with very high or low resting heart rates.

Frequently Asked Questions

What are heart rate training zones?
Heart rate training zones are ranges of beats per minute (bpm) that correspond to different exercise intensities. There are 5 zones based on percentage of maximum heart rate: Zone 1 (50-60%) for recovery, Zone 2 (60-70%) for fat-burning aerobic training, Zone 3 (70-80%) for aerobic fitness, Zone 4 (80-90%) for lactate threshold, and Zone 5 (90-100%) for maximum effort sprinting and VO2 max work.
How do I calculate my maximum heart rate?
The most common estimate is the traditional formula: Max HR = 220 − age. For a 35-year-old: 185 bpm. The more accurate Tanaka formula (recommended for ages 30+) is: 208 − (0.7 × age). For a 35-year-old: 208 − 24.5 = 183.5 bpm. Individual variation of ±10-12 bpm is normal. The only way to truly know your max HR is through a supervised graded exercise test.
What is Zone 2 training and why is it important?
Zone 2 (60-70% Max HR) is the foundation of endurance fitness. At this intensity, the body primarily uses fat for fuel and can sustain exercise for long periods. It builds mitochondrial density — the key determinant of aerobic capacity. Elite athletes spend 75-80% of training time in Zone 2. For most people, this feels like a comfortable jog where you can hold a full conversation.
What is a normal resting heart rate?
A normal resting heart rate for healthy adults is 60-100 bpm. Athletes often measure 40-60 bpm at rest due to cardiac efficiency developed through regular training. You should measure resting heart rate immediately upon waking, before getting out of bed. A consistently high resting heart rate (above 100 bpm) may indicate stress, illness, dehydration, or poor cardiovascular health and should be discussed with a doctor.
How do I measure my heart rate during exercise?
Options from most to least accurate: (1) Chest strap heart rate monitor (Polar H10, Garmin HRM-Pro) — measures ECG signals, most accurate especially at high intensity. (2) Optical wrist sensor (smartwatch, fitness band) — convenient but can be inaccurate during high-intensity intervals due to wrist movement. (3) Manual pulse: place fingers on neck (carotid) or wrist (radial), count beats for 15 seconds, multiply by 4. Chest straps are recommended for serious training.
What is the RPE scale and how does it relate to heart rate zones?
RPE (Rate of Perceived Exertion) on a 1-10 scale corresponds to zones: Zone 1 = RPE 2-3 (very easy, can sing), Zone 2 = RPE 3-4 (comfortable, full conversation), Zone 3 = RPE 5-6 (moderate, can speak in sentences), Zone 4 = RPE 7-8 (hard, only short phrases), Zone 5 = RPE 9-10 (maximal, cannot speak). RPE is a valuable alternative when you do not have a heart rate monitor.
How many days per week should I train in each zone?
For most recreational runners or cyclists training 4-5 days per week, the 80/20 distribution works well: 3-4 sessions in Zone 1-2 (easy, base-building runs), and 1 quality session in Zone 4-5 (intervals or tempo). Beginners should start with all Zone 1-2 training before introducing intensity. Zone 3 ("moderate" intensity) should be used sparingly — it provides less benefit than Zone 2 or Zone 4-5 while causing more fatigue.
MB
Mustafa Bilgic
Fitness & Health Calculator Specialist | Published: 1 Jan 2025 | Updated: 20 Feb 2026

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