All Calculator Categories

Over 300 free UK calculators organised by category. Updated with official 2025/26 HMRC rates, DWP benefit thresholds, and government regulations for accurate results.

Tax Calculators 12+

Income tax, VAT, stamp duty, capital gains, corporation tax, and dividend calculations. Updated for 2025/26 tax year with HMRC rates.

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Finance Calculators 10+

Savings, loans, compound interest, ISA, pension projections, and personal budgeting tools for UK financial planning.

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Property Calculators 8+

Mortgage payments, stamp duty (SDLT), rental yield, buy-to-let analysis, and home affordability for UK property.

View Property Calculators

Health Calculators 10+

BMI, calories, body fat, pregnancy due date, alcohol units, and fitness calculations using NHS guidelines.

View Health Calculators

Education Calculators 10+

UCAS tariff points, GCSE grades, student loan repayments, GPA conversion, and degree classification tools.

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Business Calculators 8+

VAT returns, profit margins, break-even analysis, business rates, and employer NI contributions for UK businesses.

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Lifestyle Calculators 12+

Age, date, time, working days, unit converters, temperature, and everyday practical tools for UK residents.

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Travel Calculators 10+

Fuel costs, car tax (VED), MOT, electric vehicle savings, currency conversion, and journey planning tools.

View Travel Calculators

Maths Calculators 8+

Percentages, fractions, scientific calculator, equation solver, probability, and statistics for GCSE/A-Level.

View Maths Calculators

UK Specific 14+

Universal Credit, State Pension, Child Benefit, Council Tax, IR35, National Minimum Wage, and other UK government benefit calculators.

View UK Calculators

Your Complete UK Calculator Resource

UK Calculator provides the most comprehensive collection of free online calculators designed specifically for United Kingdom residents. Whether you're calculating your take-home pay, planning a mortgage, working out student loan repayments, or checking your Universal Credit entitlement, our tools use official UK rates and regulations to give you accurate results you can rely on.

Since launching, we've helped millions of UK residents make informed financial decisions, plan major purchases, track health goals, and navigate the complexity of British tax and benefit systems. Every calculator is built from the ground up with UK-specific requirements, ensuring you get results that actually apply to your situation rather than generic international estimates.

300+
Free Calculators
10
Categories
2025/26
Tax Year
100%
Free Forever

Why UK-Specific Calculators Matter

The United Kingdom has unique tax systems, benefit structures, and measurement conventions that generic international calculators simply don't handle correctly. From the complexity of Income Tax bands and National Insurance thresholds to Scottish tax rate differences and the nuances of Stamp Duty Land Tax, UK residents need calculators built with British regulations in mind.

Consider income tax alone: the UK has a Personal Allowance that tapers away above £100,000, separate Scottish income tax rates with six bands instead of three, a Marriage Allowance transfer option, and National Insurance contributions that operate on completely different thresholds. A generic tax calculator can't account for these UK-specific rules, leaving you with inaccurate estimates that could affect your financial planning.

UK-Specific Features Built Into Every Calculator

  • Income Tax: English, Welsh, Scottish, and Northern Irish rate variations
  • National Insurance: Classes 1, 2, 3, and 4 with current thresholds
  • SDLT: England/NI rates, Welsh LTT, Scottish LBTT with regional differences
  • Benefits: Universal Credit, Child Benefit, State Pension with DWP rates
  • Education: UK student loan Plans 1, 2, 4, and 5 with correct thresholds

Category Overview and Popular Tools

Our calculators are organised into ten distinct categories, each containing specialised tools for different aspects of life in the UK. Whether you're a first-time buyer working out stamp duty, a student calculating loan repayments, or a business owner managing VAT returns, there's a calculator designed for your needs.

Category Calculators Most Popular Tool Key Feature
Tax Calculators 12+ UK Salary Calculator 2025/26 HMRC rates
Finance Calculators 10+ Mortgage Calculator UK lender criteria
Property Calculators 8+ SDLT Calculator Regional variations
Health Calculators 10+ BMI Calculator NHS guidelines
Education Calculators 10+ Student Loan Calculator Plan 1/2/4/5 support
Business Calculators 8+ VAT Calculator MTD compatible
Lifestyle Calculators 12+ Age Calculator UK date formats
Travel Calculators 10+ Car Tax Calculator VED rates 2025/26
Maths Calculators 8+ Percentage Calculator GCSE/A-Level aligned
UK Specific 14+ Universal Credit Calculator DWP rates 2025/26

Updated for 2025/26 Tax Year

All tax-related calculators are updated following each UK Budget announcement. For the 2025/26 tax year (6 April 2025 to 5 April 2026), our calculators reflect the current rates and thresholds that affect your finances:

HMRC Tax Rates 2025/26

  • Personal Allowance: £12,570
  • Basic Rate (20%): £12,571 - £50,270
  • Higher Rate (40%): £50,271 - £125,140
  • Additional Rate (45%): Over £125,140
  • NI Primary Threshold: £12,570/year
  • Employee NI Rate: 8%

DWP Benefit Rates 2025/26

  • New State Pension: £221.20/week
  • Universal Credit (25+): £393.45/month
  • Child Benefit (Eldest): £25.60/week
  • National Living Wage: £12.21/hour
  • SSP Rate: £116.75/week
  • SMP/SPP Rate: £184.03/week

Privacy-Focused Calculations

All calculations are performed locally in your browser using JavaScript. Your financial data never leaves your device and is never stored on our servers. There's no registration required, no accounts to create, and no personal information collected. Simply enter your figures, get your results, and close the page—your data stays with you.

We don't use tracking cookies for your calculation inputs, we don't sell data to third parties, and we don't require email addresses or personal details to use any calculator. This privacy-first approach means you can confidently enter sensitive financial information knowing it remains completely private and secure on your own device.

Our Privacy Commitment

  • All calculations performed locally in your browser
  • No financial data transmitted to our servers
  • No registration or account creation required
  • No tracking cookies for calculation inputs
  • No data sharing with third parties
  • Data cleared when you close the page

How to Get the Most Accurate Results

While our calculators are designed to provide accurate estimates, the quality of your results depends on the information you provide. Here are some tips to ensure you get the most useful calculations:

Tips for Accurate Calculations

  • Use gross figures: For salary calculators, enter your gross (before tax) salary
  • Include all income: For tax calculations, include all taxable income sources
  • Check Scottish rates: If you live in Scotland, ensure you select Scottish tax rates where available
  • Update regularly: Re-run calculations after April each year to use new tax year rates
  • Verify with HMRC: For official purposes, always confirm results with HMRC or your accountant

Government Data Sources

All rates, thresholds, and calculations on UK Calculator are sourced from official government publications and updated when changes are announced. Our primary sources include:

When official sources announce changes—such as Budget rate updates or mid-year adjustments—we typically update our calculators within 48 hours to ensure you always have access to current information. Each calculator page displays the tax year or date the rates were last verified.

Frequently Asked Questions

Are all UK Calculator tools free to use?

Yes, all 300+ calculators on UK Calculator are completely free to use with no registration required. We don't limit usage, require sign-ups, or charge for any calculator features. All calculations are performed locally in your browser for privacy. There are no premium tiers, hidden costs, or ads that block functionality.

How often are the UK tax rates and thresholds updated?

We update all tax calculators annually following the UK Budget announcements, typically in March/April for the new tax year starting 6 April. Our calculators currently use 2025/26 tax year rates including Income Tax bands (£12,570 Personal Allowance), National Insurance thresholds, SDLT rates, and capital gains allowances. Mid-year changes announced by HMRC are implemented within 48 hours.

Which calculator categories are most popular?

Our most popular categories are Tax Calculators (especially the UK Salary Calculator and VAT Calculator), Finance Calculators (Mortgage Calculator and Loan Calculator), and Health Calculators (BMI Calculator and Calorie Calculator). UK-specific calculators like Universal Credit and Child Benefit are also heavily used, particularly around benefit assessment periods and the start of the new tax year.

Do the calculators work on mobile phones and tablets?

Yes, all UK Calculator tools are fully responsive and work perfectly on smartphones, tablets, and desktop computers. The interface automatically adapts to your screen size with touch-friendly inputs and appropriately sized buttons. Calculations are instant with no page reloads required, making them ideal for quick calculations on the go.

Are the calculations accurate for official purposes?

Our calculators use official HMRC, DWP, and GOV.UK rates and are designed to provide accurate estimates. However, they are for guidance only and should not replace professional advice. For official tax returns, benefit claims, mortgage applications, or significant financial decisions, always verify results with HMRC, your accountant, financial adviser, or other qualified professionals.

What makes UK Calculator different from other calculator websites?

UK Calculator is specifically designed for British residents with UK-specific rates, thresholds, and regulations built into every tool. Unlike generic international calculators, we incorporate Income Tax bands including Scottish rates, all National Insurance classes, regional SDLT/LTT/LBTT variations, ISA and pension allowances, student loan Plan types, and current DWP benefit rates. All data comes directly from official government sources.

Is my financial data safe when using these calculators?

Absolutely. All calculations are performed locally in your browser using JavaScript. Your financial data never leaves your device and is never transmitted to or stored on our servers. There's no registration required, no cookies tracking your calculation inputs, and no personal information collected. When you close the page, your data is gone—your privacy is completely protected.

Can I suggest a new calculator or report an error?

Yes, we welcome feedback and suggestions. If you notice an outdated rate, calculation error, or would like to suggest a new calculator that would help UK residents, please use our Contact page. We review all feedback and prioritise updates based on user demand and official rate changes. Many of our most popular calculators were developed based on user requests.