UK Calculator

Buy to Let Calculator UK 2024/25

Calculate your rental property investment returns with comprehensive yield and tax analysis

Calculate Your Buy to Let Investment

Enter your property details to analyze rental yield, cash flow, and return on investment

Property Details

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Financing Details

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Costs & Expenses

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Tax Information

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Stamp Duty Land Tax Rates 2024/25

Property Value Standard Rate Additional Property Surcharge Total Rate (BTL)
Up to £250,000 0% +3% 3%
£250,001 - £925,000 5% +3% 8%
£925,001 - £1,500,000 10% +3% 13%
Over £1,500,000 12% +3% 15%

Buy to Let Investment Information

  • Most BTL mortgages require minimum 25% deposit
  • Rental income is subject to income tax at your marginal rate
  • Mortgage interest relief is restricted to 20% tax relief from 2020
  • 3% stamp duty surcharge applies to additional properties
  • Capital gains tax applies when selling (18%/28% for property)
  • Consider using a limited company for higher rate taxpayers
  • Rental allowance of £1,000 may apply for small landlords
  • Professional landlord insurance is essential