UK Calculator

Take Home Pay Calculator UK 2024/25

Calculate your net salary with accurate income tax, National Insurance, pension, and student loan deductions

Calculate Your Take Home Pay

Enter your salary details to see your comprehensive pay breakdown

Salary Information

£
Annual
Monthly
Weekly
Daily

Pension Contributions

Student Loans

Additional Benefits & Deductions

£
£
£

UK Tax Rates 2024/25

Tax Band England, Wales & Northern Ireland Scotland Rate
Personal Allowance £0 - £12,570 £0 - £12,570 0%
Basic Rate £12,571 - £50,270 £12,571 - £26,562 20%
Intermediate Rate (Scotland only) - £26,563 - £43,662 21%
Higher Rate £50,271 - £125,140 £43,663 - £75,000 40%
Advanced Rate (Scotland only) - £75,001 - £125,140 45%
Additional Rate Over £125,140 Over £125,140 45%

National Insurance Rates 2024/25

Class Earnings Range (Annual) Rate
Class 1 Employee £12,570 - £50,270 12%
Class 1 Employee Over £50,270 2%
Class 1 Employer Over £9,100 13.8%

Take Home Pay Information

  • Personal allowance reduces by £1 for every £2 earned over £100,000
  • Auto-enrolment pension minimum: 8% total (5% employee, 3% employer)
  • Student loan repayments start above specific thresholds for each plan
  • Salary sacrifice reduces gross pay before tax and NI calculations
  • Scottish taxpayers pay different income tax rates but same NI rates
  • Tax codes determine your personal allowance amount
  • Calculations are based on 2024/25 tax year rates