UK Calculator

UK Stamp Duty Calculator 2025

Calculate Stamp Duty Land Tax (SDLT) for property purchases

Property Details

£
Residential
Commercial
First Time Buyer
Never owned property before
Home Mover
Selling current home to buy new one
Additional Property
Buying second home or investment
Non-UK Resident
Not a UK tax resident
Stamp Duty Land Tax
£5,000
Property Price £300,000
Stamp Duty Rate 1.67%
Total Cost £305,000
Buyer Type Stamp Duty
First-Time Buyer £0
Home Mover £5,000
Additional Property £14,000

Tax Breakdown

Tax Bands

Rate Schedule

Property Value Rate
Important: This calculator provides estimates based on current SDLT rates. The actual amount may vary depending on specific circumstances. Always consult with a qualified solicitor or tax advisor for property transactions.

UK Stamp Duty Rates 2025

England & Northern Ireland

Standard residential property rates for 2025:

Property Value Rate
Up to £125,000 0%
£125,001 - £250,000 2%
£250,001 - £925,000 5%
£925,001 - £1,500,000 10%
Over £1,500,000 12%

First-Time Buyer Relief

First-time buyers get significant relief on stamp duty:

  • No stamp duty on properties up to £300,000
  • 5% rate only on portion £300,001-£500,000
  • Must be your main residence
  • Must never have owned property before
  • Relief only applies to properties under £500,000

Additional Property Surcharge

Extra 3% surcharge applies to:

  • Second homes and holiday properties
  • Buy-to-let investment properties
  • Properties over £40,000
  • Applied on top of standard rates
  • May be refunded if replacing main residence

Scotland & Wales

Scotland: Uses Land and Buildings Transaction Tax (LBTT) with different rates.

Wales: Uses Land Transaction Tax (LTT) with different rates and thresholds.

Both have their own relief schemes for first-time buyers and different rate structures.