Plan your retirement with confidence - calculate State Pension, workplace pensions, and personal contributions
💡 Tip:
Most employers contribute at least 3% of your salary. Check your workplace scheme for exact rates.
Retirement Income Goals
Minimum
Basic needs covered
£12,800/year
Moderate
Comfortable lifestyle
£23,300/year
Comfortable
Financial freedom
£37,300/year
You need 35 years for full State Pension
State Pension Age:
Born before 6 April 1960: Age 66
Born 6 April 1960 - 5 April 1977: Age 67
Born after 5 April 1977: Age 68
⚠️ Important:
The full State Pension for 2024/25 is £221.20 per week (£11,502 per year). You can top up missing years through voluntary National Insurance contributions.