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Personal Independence Payment (PIP) is the disability benefit for working-age UK adults (16-State Pension age). Two components: Daily Living (help with personal care/cognitive tasks) and Mobility (help getting around). Each has standard or enhanced rate. 2025/26 maximum: £187.45/week.
How pip payment calculator works in 2025/26
PIP rates 2025/26:
| Component | Rate | Weekly | Annual |
|---|---|---|---|
| Daily Living | Standard | £73.90 | £3,843 |
| Daily Living | Enhanced | £110.40 | £5,741 |
| Mobility | Standard | £29.20 | £1,518 |
| Mobility | Enhanced | £77.05 | £4,007 |
| Max combined | Both enhanced | £187.45 | £9,747 |
Eligibility:
- Aged 16 to State Pension age (66+)
- Have a long-term physical or mental health condition or disability
- Have difficulty with daily living and/or getting around (assessed by points-based system)
- Have had difficulties for 3 months minimum AND expect to last 9+ months
- UK resident, present in UK 2 of last 3 years
Points-based assessment: 0-12 points per activity. 8-11 points = standard rate. 12+ points = enhanced rate. 0-7 points = no award. Activities cover preparing food, washing/bathing, dressing, social engagement, mobility (1-50 metres / 50-200 metres standards).
Worked example: Standard Daily Living + Standard Mobility
£73.90 + £29.20 = £103.10/week. Annual £5,361. Tax-free, not means-tested.
Gross: £5,361 → Take-home: £5,361.00/year (£446.75/month)
Worked example: Enhanced Daily Living + Standard Mobility
£110.40 + £29.20 = £139.60/week. Annual £7,259. Common pattern for severe mental health or learning disability.
Gross: £7,259 → Take-home: £7,259.00/year (£604.92/month)
Worked example: Enhanced both (max award)
£187.45/week. Annual £9,747. Often for severe physical disability requiring constant supervision.
Gross: £9,747 → Take-home: £9,747.00/year (£812.25/month)
Frequently asked questions
Official UK Sources
- GOV.UK — Personal Independence Payment
- GOV.UK — PIP rates and how it's paid
- Citizens Advice — PIP guide
Last reviewed: May 2026 against HMRC 2025/26 rates.
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